Rfp Rfp Health Insurance Broker Posted: 08/03/2026 04:00 Pm Due By: 08/14/2026 10:00 Am

The City of Bayonne, New Jersey, is soliciting proposals for Professional Services from an experienced Health Insurance Broker to support its active employee and retiree health coverage programs. This Request for Proposals (RFP) specifically targets health insurance brokerage services and explicitly excludes property and casualty programs, which will be handled under a separate contract. The comprehensive scope of work for the appointed broker includes negotiating annual renewals, preparing necessary bid specifications, evaluating bids received, providing collective bargaining consulting, advising on group insurance grievances, supplying preliminary renewal figures for the municipal budget process, delivering state and federal legislative insurance updates, ensuring compliance with COBRA, HIPAA, and Ch. 375 employer regulations, managing ongoing enrollment services, assisting with GASB 45 documentation, resolving employee claims issues, conducting employee benefit education sessions, negotiating rate changes with service providers, reviewing service changes to recommend plan designs, and providing cost projections for alternative benefit program designs. Responding firms must demonstrate a minimum of ten (10) years' experience providing group health insurance services to municipalities and other public entities within New Jersey. Proposals should highlight the specific employees assigned to the City of Bayonne, detailing their experience serving New Jersey municipal clients, and include a minimum of five (5) current New Jersey municipal references for health and prescription insurance brokerage services, specifying the lines of coverage. Contractors are required to describe their proposed account management strategy, identifying a dedicated account manager and support personnel. Additionally, firms must provide examples of recent successes in delivering equal or superior coverage while achieving savings for public entities, explaining the scale and method of these savings. The selected broker must be available to attend public meetings of the City Council and internal City administration meetings as needed. Required submission documents include a New Jersey Business Registration Certificate and a Certificate of Good Standing from the NJ Department of the Treasury, Division of Revenue and Enterprise Services. The deadline for submitting proposals is August 14, 2026, at 10:00 a.m., local prevailing time. Responses must be delivered to the Office of the City Clerk, Room 2, 630 Avenue C, Bayonne, New Jersey 07002, in a sealed envelope clearly marked with the vendor's name and the nature of the professional services. Submissions must include one (1) original signed copy, either bound or stapled, and one (1) electronic copy on a USB drive or disc. Required standardized forms include the “Proposal, Qualifications and Costs Submission Form,” a signed and notarized “Non-Collusion Affidavit,” a signed Disclosure of Ownership form, a copy of the vendor’s current W-9, and any other documents demonstrating qualifications. Public opening of proposals will occur on August 14, 2026, at 11:30 a.m., local prevailing time, at the Dorothy E. Harrington Municipal Council Chambers. The contract term is anticipated to commence on or about October 1, 2026, and conclude on December 31, 2026. Contractors will be required to maintain Worker’s Compensation, General Liability ($1,000,000 per occurrence / $2,000,000 aggregate), Automotive Liability ($1,000,000 per occurrence / $2,000,000 aggregate), and Professional Liability ($1,000,000 per occurrence) insurance, naming the City of Bayonne as an additional insured on applicable policies.