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View the Draft FY 2026 Annual Action Plan here:
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Executive Summary
The City of Perth Amboy has prepared its Draft FY 2026 Annual Action Plan, outlining strategies and objectives for the program year June 1, 2026, to May 31, 2027. The plan focuses on addressing community needs through federal funding streams such as the Community Development Block Grant (CDBG) and HOME Investment Partnerships program. Key areas of focus include infrastructure, economic development, public services, public facilities, and affordable housing. The plan details goals for senior services, first-time homebuyers, recreation, youth employment, park and street improvements, tenant-based rental assistance, historic preservation, and program administration. It also addresses the critical need for reducing and ending homelessness, with specific actions planned for outreach, emergency shelter, transitional housing, and facilitating the move to permanent housing. The plan highlights the City's commitment to collaboration with nonprofit organizations and its strategic use of funds to benefit low- and moderate-income residents.
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--- Document: View the Draft FY 2026 Annual Action Plan here: Document ---
Annual Action Plan
2026
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DRAFT
CITY OF PERTH AMBOY
ANNUAL ACTION PLAN FOR FISCAL YEAR 2026
Executive Summary
AP-05 Executive Summary - 24 CFR 91.200(c), 91.220(b)
1.
Introduction
The City's Annual Action Plan was prepared for the period of June 1, 2026 to May 31, 2027. The purpose
of the Annual Action Plan is to establish local funding objectives consistent with federally established
objectives that are intended to achieve certain outcomes. All funding objectives must address one of the
following:
• Provide a suitable living environment
• Provide decent affordable housing; or
• Create or expand economic opportunities
Furthermore, each activity must meet one of the three broad National Objectives:
• Benefit to low-and moderate-income (LMI) persons;
• Aid in the prevention or elimination of slums or blight; and
• Meet a need having a particular urgency (referred to as urgent need).
2.
Summarize the objectives and outcomes identified in the Plan
This could be a restatement of items or a table listed elsewhere in the plan or a reference to
another location. It may also contain any essential items from the housing and homeless needs
assessment, the housing market analysis or the strategic plan.
This Annual Action Plan outlines a set of objectives and strategies that the City will pursue over the year
through the application of its Community Development Block Grant, HOME Investment Partnerships
program. Based on research, data analysis, consultation, and citizen participation, this Plan identifies
general policy needs on which the City will focus its resources over the next year:
Commented [MCR1]:
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1. Infrastructure
2. Economic Development
3. Public Services
4. Public Facilities
5. Affordable Housing
The City's community development goals include the following:
Continued support for Public Services that provide services for youth, senior citizens, the
uninsured, homeless special needs, and residents residing in low-income neighborhoods and
public housing.
Support for public facilities serving the most vulnerable target populations.
Continuing support for the City's infrastructure.
Support for the City's parks, public buildings, and recreational spaces.
Foster economic development for City businesses and emerging entrepreneurs.
The City's housing goals include the following:
Encouraging and maintaining homeownership.
Maintaining and improving the condition of our current housing stock.
Addressing the demand for affordable housing.
Providing stability for renters through tenant assistance.
Preventing Homelessness
.
3.
Evaluation of past performance
This is an evaluation of past performance that helped lead the grantee to choose its goals or
projects.
Many of the programs funded through CDBG and HOME have proven to be highly successful, allowing
the City to support a wide range of impactful activities over the years. Among the most effective
initiatives have been public service programs, which have consistently met their objectives and
benefitted a significant number of City residents. The First-Time Homebuyer Program, administered by
the Office of Housing, has been a vital resource for families and individuals seeking to achieve
homeownership, with demand consistently exceeding available funding. Similarly, the Tenant-Based
Rental Assistance program has played a critical role in helping residents secure affordable housing.
Local nonprofit organizations and CHDOs have demonstrated exceptional stewardship of CDBG and
HOME funds, providing services to the City’s most vulnerable populations, expanding and preserving
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affordable housing, and—most importantly—preventing homelessness. The Office of Recreation’s
summer employment program has also been highly successful, offering students meaningful work
experience and job training prior to entering the professional workforce.
Additionally, CDBG funding has enabled the City to repair streets, improve parks, and support initiatives
such as the Neighborhood Preservation Program, the Historic Preservation Commission, and the City’s
Royal Garden Club—all without raising taxes and further burdening the City’s predominantly low- and
moderate-income residents. In recent years, the City has made significant strides in improving the
efficiency and timeliness of its CDBG and HOME programs to ensure funds are expended effectively,
reach targeted populations, and achieve measurable results.
Furthermore, the City’s partnerships with local nonprofit organizations have greatly enhanced its ability
to maximize the impact of federal funds. Organizations including, but not limited to, the Puerto Rican
Association for Human Development, the Jewish Renaissance Foundation, the YMCA, and the United
Way of Central Jersey have contributed staff time, facilities, and expertise to deliver services beyond the
City’s direct capacity. These collaborative efforts have resulted in a more efficient use of federal
resources and have significantly strengthened service delivery for residents most in need.
4.
Summary of Citizen Participation Process and consultation process
Summary from citizen participation section of plan.
In preparation of this FY 2026 Annual Action Plan, the City advertised notices in the Home News Tribune
and El Especialito Spanish newspaper. These notices promoted the public hearing held on Thursday,
May 21, 2026 at 3:00 P.M. at an in person meeting held at the Business Administrator Conference of City
Hall located at 260 High Street, Peth Amboy, NJ 08861. The 30 days public comment/review period was
from May 1 to June 3, 2026. Spanish speaking staff were present at the public hearing and
accommodations ready for those requiring special arrangements.
Additionally, the Office of Economic and Community Development staff maintains regular
correspondence with the non-profits and City Departments pertaining to this plan.
5.
Summary of public comments
This could be a brief narrative summary or reference an attached document from the Citizen
Participation section of the Con Plan.
In preparation for the FY 2026 Annual Action Plan, the City held a public hearing to review community
needs and priorities and to determine whether further revisions to the 2026 Annual Action Plan were
necessary. Public feedback provides valuable insight into residents’ concerns and offers the City an
opportunity to demonstrate how the Annual Action Plan responds to those needs. Additionally, the
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public hearing serves as a forum for collaboration with stakeholders to ensure the most effective use of
available funding.
The public meeting was held on Thursday, May 21, 2026, as an in-person meeting at the Business
Administrator Conference Room of City Hall, located at 260 High Street, Perth Amboy, New Jersey
08861. Copies of the draft FY 2026 Annual Action Plan were made available on the City’s website, and
hard copies were available for public review at the Office of Economic and Community Development. A
30-day public comment period was open from May 1 to June 3, 2026. During this time, comments could
be submitted via email to Maritza Rodriguez, Coordinator of Federal and State Aid for the Office of
Economic and Community Development, at mcrodriguez@perthamboynj.org, or by mail to 260 High
Street, Perth Amboy, NJ 08861.
City staff maintains regular communication with nonprofit organizations and City departments through
email, in-person meetings, and telephone calls to address any concerns or discrepancies that may arise.
A Spanish-speaking staff member was present at the public hearing for individuals with limited English
proficiency, and accommodations were available for persons with disabilities. Although no residents
attended the public hearing, ongoing communication continues with stakeholders and local nonprofit
organizations.
6.
Summary of comments or views not accepted and the reasons for not accepting them
Comments or views are accepted during the 30 days comment period and at the public hearing,
however, there were no attendees in the public hearing held May 21, 2026.
7.
Summary
<p data-start="129" data-end="595">The Annual Action Plan outlines a range of strategies and tools
that the City of Perth Amboy will implement during the program year beginning June 1, 2026, and
ending May 31, 2027, to address the community needs identified in this document. The City is confident
that the goals and objectives set forth in the Plan reflect the most pressing and critical needs of the
community and that these goals and objectives can be successfully achieved during the program
year.</p><p data-start="597" data-end="1120"></p>
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PR-05 Lead & Responsible Agencies – 91.200(b)
1.
Agency/entity responsible for preparing/administering the Consolidated Plan
Describe the agency/entity responsible for preparing the Consolidated Plan and those responsible for administration of each grant
program and funding source.
Agency Role
Name
Department/Agency
CDBG Administrator
PERTH AMBOY
Office of Economic and Community Development
HOME Administrator
PERTH AMBOY
Office of Economic and Community Development
Table 1 – Responsible Agencies
Narrative (optional)
Consolidated Plan Public Contact Information
James Cryan
Business Administrator
City of Perth Amboy
260 High Street
Perth Amboy, NJ 08861
E: JCryan@perthamboynj.org
T: (732) 826-0290 Ext. 4007
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F: (732) 826-1160
Tashelee Vazquez
Director
City of Perth Amboy
Office of Economic and Community Development
260 High Street
Perth Amboy, NJ 08861
T: (732) 826-0290 ext 4863
F: (732) 826-1160
Maritza C. Rodriguez
Coordinator of Federal and State Aide
City of Perth Amboy
Office of Economic and Community Development
260 High Street
Perth Amboy, NJ 08861
E: mcrodriguez@perthamboynj.org
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T: (732) 826-0290 Ext. 4860
F: (732) 826-1160
Fatayi Saliu
Senior Accountant
City of Perth Amboy
Office of Economic and Community Development
26 High Street
Perth Amboy, NJ 08861
T: (732) 826-0290 ext 4038
F: (732) 826-1160
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AP-10 Consultation – 91.100, 91.200(b), 91.215(l)
1.
Introduction
The City maintains ongoing coordination with housing, health, and public service agencies to enhance
service delivery and avoid duplication of efforts. Regular meetings are held with partner agencies to
strengthen collaboration and ensure the efficient use of resources. The City and its partners also actively
share research, resources, and information regarding potential funding opportunities. Participating
agencies include funding recipients such as the Jewish Renaissance Foundation, the Puerto Rican
Association for Human Development (PRAHD), the Raritan Bay Area YMCA, Court Appointed Special
Advocates (CASA), the United Way of Central Jersey, the Continuum of Care, the Perth Amboy
Redevelopment Team for Neighborhood Enterprise and Revitalization (PARTNER), the Perth Amboy
Housing Authority, the Historic Preservation Commission, Hackensack Meredian Health and various City
departments. This collaborative process fosters diverse ideas and perspectives, which are incorporated
into a comprehensive and cohesive planning document. The result is a set of clear, logical strategies
designed to effectively address the housing needs of very low-, low-, and moderate-income residents.
Provide a concise summary of the jurisdiction’s activities to enhance coordination between
public and assisted housing providers and private and governmental health, mental health
and service agencies (91.215(l))
The needs and concerns of Coming Home of Middlesex County were consulted during this planning
process. The organization provided valuable data on homelessness, as well as insight into the needs of
individuals experiencing homelessness or those at risk of becoming homeless. The purpose of Coming
Home of Middlesex County is to help get off the streets or out of shelters into housing; connects
residnets to HUD-funded and local services like TBRA, case management, etc. Additionally, the City’s
Department of Social Services and Housing provides temporary shelter for families displaced due to fire,
natural disasters, or other hardship situations. During Fiscal Year 2023, the City was awarded $510,000
from the Middlesex County FEMA Board for Emergency Food and Shelter through United Way of Central
Jersey. This funding was intended to assist low-income individuals and families in addressing the adverse
economic impacts of the COVID-19 pandemic, particularly food insecurity. Of this amount, $350,000 was
allocated to provide City residents with $100 food vouchers redeemable exclusively for food purchases
at ShopRite locations. This remains an ongoing activity, and to date, approximately 4,000 unduplicated
City residents have benefited from these vouchers. In addition, $149,800 of the grant was designated to
assist displaced individuals and families. To date, this funding has supported 150 individuals. Lodging
services have been utilized for fire victims, as well as individuals displaced due to code violations,
domestic violence, and other homelessness-related emergencies. Various agencies operating within the
City also provide TBRA to low-income households, including support for security deposits, rental arrears,
and utility payments. These services enable residents to remain in their current housing or secure new
affordable housing following displacement, thereby preventing homelessness. Raritan Bay Area
YMCA, United Way of Central Jersey, Puerto Rican Association for Human Development, and Jewish
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Renaissance Foundation - Family Assistance Center were awarded funding through the ARPA
Community Aid Program to support the daily operations of their respective homelessness prevention
programs. The YMCA’s Center for Support, Success, and Prosperity provides comprehensive services,
including case management, system navigation, and access to tangible resources that help individuals’
secure permanent housing. The Financial Opportunity Center operated by United Way of Central
Jersey assists Perth Amboy residents in achieving long-term financial stability through income supports,
employment services, financial counseling, and coaching. Puerto Rican Association for Human
Development provides tenant-based rental assistance through its Multi-Service Center, including
support for security deposits, rental arrears, and utility assistance.
Describe coordination with the Continuum of Care and efforts to address the needs of
homeless persons (particularly chronically homeless individuals and families, families with
children, veterans, and unaccompanied youth) and persons at risk of homelessness.
<p data-start="237" data-end="789">The needs and concerns of Coming Home of Middlesex County
were consulted during this planning process. Coming Home of Middlesex County assisted by providing
data related to homelessness and the needs of individuals experiencing homelessness or at risk of
becoming homeless. Individuals in need of homelessness assistance are often referred to Coming Home
of Middlesex County, which can provide emergency shelter to individuals who have recently become
homeless, as well as case management services for those who are homeless or at risk of
homelessness.</p><p data-start="791" data-end="1269">The City’s Department of Social Services and
Housing can also provide temporary shelter for families displaced due to fire or other disasters. During
Fiscal Year 2023, the City was awarded $510,000 from the Middlesex County FEMA Board for Emergency
Food and Shelter through the United Way of Central Jersey. This funding was intended to assist low-
income individuals and families in addressing the adverse economic impacts of the COVID-19 pandemic,
particularly food insecurity.</p><p data-start="1271" data-end="1868">Of the total award, $350,000
was allocated to provide City residents with $100 food vouchers redeemable exclusively for food
purchases at the local ShopRite. This is an ongoing activity, and to date approximately 3,000
unduplicated City residents have received much-needed food assistance. In addition, $149,800 was
allocated to cover relocation costs for displaced individuals and families. To date, these funds have
supported over 150 individuals. Lodging services were utilized for fire victims, as well as individuals
displaced due to code violations, domestic violence situations, and homelessness.</p><p data-
start="1870" data-end="2340">Additionally, several agencies operating within the City provide TBRA to
help very low, low-income residents and families secure new affordable housing after displacement or
to prevent homelessness. The Raritan Bay Area YMCA, the United Way of Central Jersey, the Puerto
Rican Association for Human Development and the Jewich Rennaisance Foundation were also awarded
funding through the ARPA Community Aid Program to support the daily operations of their
homelessness prevention programs.</p>
Describe consultation with the Continuum(s) of Care that serves the jurisdiction's area in
determining how to allocate ESG funds, develop performance standards for and evaluate
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outcomes of projects and activities assisted by ESG funds, and develop funding, policies and
procedures for the operation and administration of HMIS
The City of Perth Amboy is not a direct recipient of Emergency Solutions Grant (ESG) funding.
2.
Describe Agencies, groups, organizations and others who participated in the process
and describe the jurisdiction’s consultations with housing, social service agencies and other
entities
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Table 2 – Agencies, groups, organizations who participated
1 Agency/Group/Organization
Puerto Rican Association for Human Development
Agency/Group/Organization Type
Services - Housing
Services-Children
Services-Elderly Persons
Services-Persons with Disabilities
Services-homeless
Services-Education
Child Welfare Agency
Neighborhood Organization
What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Homeless Needs - Families with children
Anti-poverty Strategy
Briefly describe how the Agency/Group/Organization
was consulted. What are the anticipated outcomes of
the consultation or areas for improved coordination?
Consultation with all agencies takes place throughout the year. Staff were invite
to participate in the Annual Action Plan public outreach meetings. Staff were
invited to provide feedback on the Annual Action Plan. City staff met with Office
of Housing staff to discuss the upcoming round of funding for CDBG and HOME
to determine potential projects and needs of the City.
2 Agency/Group/Organization
City of Perth Amboy Office of Social Services and Housing
Agency/Group/Organization Type
Services - Housing
Services-homeless
Service-Fair Housing
What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Public Housing Needs
Homeless Needs - Chronically homeless
Homelessness Strategy
Lead-based Paint Strategy
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Briefly describe how the Agency/Group/Organization
was consulted. What are the anticipated outcomes of
the consultation or areas for improved coordination?
Consultation with all agencies takes place throughout the year. Staff were invite
to participate in the Annual Action Plan public outreach meetings. Staff were
invited to provide feedback on the Annual Action Plan. City staff met with Office
of Housing staff to discuss the upcoming round of funding for CDBG and HOME
to determine potential projects and needs of the City.
3 Agency/Group/Organization
City of Perth Amboy Public Works
Agency/Group/Organization Type
Agency - Managing Flood Prone Areas
Other government - Local
Roads/Sidewalk Improvements
What section of the Plan was addressed by
Consultation?
Infrastructure & Facility Improvements
Briefly describe how the Agency/Group/Organization
was consulted. What are the anticipated outcomes of
the consultation or areas for improved coordination?
Consultation with all agencies takes place throughout the year. Staff were invite
to participate in the Annual Action Plan public outreach meetings. Staff were
invited to provide feedback on the Annual Action Plan. City staff met with Office
of Housing staff to discuss the upcoming round of funding for CDBG and HOME
to determine potential projects and needs of the City.
4 Agency/Group/Organization
Raritan Bay Area YMCA
Agency/Group/Organization Type
Services-Victims of Domestic Violence
Services-homeless
Services-Education
Service-Fair Housing
Regional organization
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What section of the Plan was addressed by
Consultation?
Housing Need Assessment
Homeless Needs - Chronically homeless
Homeless Needs - Families with children
Homelessness Needs - Veterans
Homelessness Needs - Unaccompanied youth
Homelessness Strategy
Anti-poverty Strategy
Briefly describe how the Agency/Group/Organization
was consulted. What are the anticipated outcomes of
the consultation or areas for improved coordination?
Consultation with all agencies takes place throughout the year. Staff were invite
to participate in the Annual Action Plan public outreach meetings. Staff were
invited to provide feedback on the Annual Action Plan. City staff met with Office
of Housing staff to discuss the upcoming round of funding for CDBG and HOME
to determine potential projects and needs of the City.
Identify any Agency Types not consulted and provide rationale for not consulting
All agencies and community groups were proactively invited to participate in the decision-making process and are encouraged to provide
feedback on the draft Annual Action Plan. The City actively seeks input and participation from all agencies and municipal departments to support
and enhance the work of the Office of Economic and Community Development.
Other local/regional/state/federal planning efforts considered when preparing the Plan
Name of Plan
Lead Organization
How do the goals of your Strategic Plan overlap with the
goals of each plan?
Continuum of Care
Middlesex County Continuum Of Care
By supporting programs that prevent homelessness.
Table 3 – Other local / regional / federal planning efforts
Narrative (optional)
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AP-12 Participation – 91.105, 91.200(c)
1.
Summary of citizen participation process/Efforts made to broaden citizen participation
Summarize citizen participation process and how it impacted goal-setting
Citizen Participation Outreach
Sort Order
Mode of Outreach
Target of Outreach
Summary of
response/attendance
Summary of
comments received
Summary of comments
not accepted
and reasons
URL (If
applicable)
1
Public Hearing
Minorities
Non-English
Speaking - Specify
other language:
Spanish
Persons with
disabilities
Non-
targeted/broad
community
Residents of Public
and Assisted
Housing
A summary will be
added after the 30
days Public Comment
Period and Public
Hearing.
Comments will be
added after the 30
days Public
Comment Period
and Public Hearing.
N/A
Table 4 – Citizen Participation Outreach
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Expected Resources
AP-15 Expected Resources – 91.220(c)(1,2)
Introduction
The City of Perth Amboy does not serve as the sole source of funding for any of its subrecipients or partner organizations. The City strongly
encourages all service providers to pursue and secure additional public and private funding sources to support and sustain their programs.
Accordingly, all funded providers maintain diversified funding streams, and in many cases, funding received through the Community
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Development Block Grant (CDBG) and HOME programs represent only a small portion of their overall operating budgets.
Anticipated Resources
Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income:
$
Prior Year
Resources:
$
Total:
$
CDBG
public -
federal
Acquisition
Admin and
Planning
Economic
Development
Housing
Public
Improvements
Public Services
695,008.00
0.00
0.00 695,008.00
0.00
CDBG funds from the 2026 allocations
will be used to support senior services,
youth development, employment,
seasonal programming, the City's Royal
Gardening Club and
repairs/improvements to public spaces
such as Parks, Roads and Sidewalks. In
addition the following nonprofits will
receive CDBG funding: The Puerto
Rican Association for Human
Development, The Raritan Bay Area
YMCA, The Jewish Renaissance
Foundation The City of Perth Amboy
Housing Authority, The Court Appointed
Special Advocates (CASA) and Blessings
from Above.
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Program
Source
of
Funds
Uses of Funds
Expected Amount Available Year 1
Expected
Amount
Available
Remainder
of ConPlan
$
Narrative Description
Annual
Allocation:
$
Program
Income:
$
Prior Year
Resources:
$
Total:
$
HOME
public -
federal
Acquisition
Homebuyer
assistance
Homeowner
rehab
Multifamily
rental new
construction
Multifamily
rental rehab
New
construction
for ownership
TBRA
496,132.69
0.00
0.00 496,132.69
0.00
HOME funds from the 2026 allocations
will be used to provide tenant based
rental assistance and utility assistance
to very low, low-moderate income
renters in the City. Also, the new
construction of a 2 homes to be sold to
low-moderate income household.
Table 5 - Expected Resources – Priority Table
Explain how federal funds will leverage those additional resources (private, state and local funds), including a description of how
matching requirements will be satisfied
<p data-start="81" data-end="523">The City of Perth Amboy does not serve as the sole source of funding for any of its recipients or partner
organizations. The City actively encourages service providers to seek additional private and public funding sources to support their programs. All
funded providers maintain multiple funding streams, and in many cases, Community Development Block Grant (CDBG) and HOME funding
represent only a small portion of their overall operating budgets.</p><p data-start="525" data-end="640">The list below reflects the non-CDBG
and non-HOME funding leveraged by programs supported during this program year.</p><p data-start="642" data-end="1333">Several funded
activities utilize publicly owned land and facilities. The Office on Aging, Human Services and Housing, as well as the Recreation Department,
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conduct many of their activities at the City-owned Jankowski Community Center and the Brighton Avenue Community Center. In addition,
Recreational Seasonal Programming and the Summer Youth Employment Program frequently utilize City-owned parks and collaborate with
various City departments. Federal funds are also used to leverage additional grant funding from state government agencies and private
foundations. Organizations applying for City funding are encouraged to provide a one-to-one match for requested funds whenever
possible.</p><p data-start="1335" data-end="1437">The matching funds leveraged from this year’s recipients for both CDBG and HOME grants
are as follows:</p><h3 data-start="1439" data-end="1447">CDBG</h3><ul data-start="1449" data-end="1644"><li data-start="1449" data-
end="1478"><p data-start="1451" data-end="1478">Office on Aging: $209,000</p></li><li data-start="1479" data-end="1523"><p data-
start="1481" data-end="1523">Recreational Seasonal Programs: $220,000</p></li><li data-start="1524" data-end="1568"><p data-start="1526"
data-end="1568">Summer Youth Employment Program: $75,000</p></li><li data-start="1569" data-end="1600"><p data-start="1571" data-
end="1600">Parks Improvements: $30,000</p></li><li data-start="1601" data-end="1644"><p data-start="1603" data-end="1644">Sidewalk
and Road Improvements: $10,000</p></li></ul><h3 data-start="1646" data-end="1654">HOME</h3><ul data-start="1656" data-
end="1938"><li data-start="1656" data-end="1727"><p data-start="1658" data-end="1727">PRAHD Tenant-Based Rental Assistance & Utility
Assistance: $139,512</p></li><li data-start="1728" data-end="1800"><p data-start="1730" data-end="1800">United Way of Central Jersey
Tenant-Based Rental Assistance: $82,200</p></li><li data-start="1801" data-end="1835"><p data-start="1803" data-end="1835">Raritan Bay
Area YMCA: $50,000</p></li><li data-start="1897" data-end="1938"><p data-start="1899" data-end="1938">Morris Habitat for Humanity:
$620,024</p></li></ul><p data-start="1940" data-end="1986"><strong data-start="1940" data-end="1986">Total Matching Funds Leveraged:
$1,296,000</strong></p>
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If appropriate, describe publically owned land or property located within the jurisdiction that
may be used to address the needs identified in the plan
<p data-start="0" data-end="292">The City owns and maintains several properties that help address the
needs identified in this Plan. The City’s parks, including its publicly accessible waterfront, provide a
variety of recreational amenities that contribute to a suitable living environment for residents and
visitors alike.</p><p data-start="294" data-end="479" data-is-last-node="" data-is-only-node="">In
addition, City-owned brownfield sites are being redeveloped for public use, creating expanded green
space, affordable housing opportunities, and new avenues for economic development.</p>
Discussion
<p data-start="0" data-end="292">The City owns and maintains several properties that help address the
needs identified in this Plan. The City’s parks, including its publicly accessible waterfront, provide a
variety of recreational amenities that contribute to a suitable living environment for residents and
visitors alike.</p><p data-start="294" data-end="479" data-is-last-node="" data-is-only-node="">In
addition, City-owned brownfield sites are being redeveloped for public use, creating expanded green
space, affordable housing opportunities, and new avenues for economic development.</p>
Annual Action Plan
2026
20
OMB Control No: 2506-0117 (exp. 09/30/2021)
Annual Goals and Objectives
AP-20 Annual Goals and Objectives
Goals Summary Information
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
1
Senior Services
2020 2024 Non-Housing
Community
Development
City Wide
Programs
Senior Services
CDBG:
$80,000.00
Public service activities other
than Low/Moderate Income
Housing Benefit: 2900 Persons
Assisted
2
First Time
Homebuyers
2020 2024 Affordable
Housing
City Wide
Programs
First Time
Homebuyers
HOME:
$100,000.00
Direct Financial Assistance to
Homebuyers: 10 Households
Assisted
3
Recreation
Seasonal
Programs
2020 2024 Non-Housing
Community
Development
City Wide
Programs
Youth Programs
CDBG:
$40,000.00
Public service activities other
than Low/Moderate Income
Housing Benefit: 15000 Persons
Assisted
4
Youth
Employment
Program
2020 2024 Non-Housing
Community
Development
City Wide
Programs
Economic
Development
CDBG:
$85,000.00
Jobs created/retained: 140 Jobs
5
Park
Improvements
2020 2024 Non-Housing
Community
Development
< 50% HMFI
Census
Tracts
Park
Improvements
CDBG:
$179,486.00
Public Facility or Infrastructure
Activities for Low/Moderate
Income Housing Benefit: 50000
Households Assisted
Annual Action Plan
2026
21
OMB Control No: 2506-0117 (exp. 09/30/2021)
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
6
Street and
Sidewalk
Improvements
2020 2024 Non-Housing
Community
Development
< 50% HMFI
Census
Tracts
Street &
Sidewalk
Improvements
CDBG:
$200,000.00
Public Facility or Infrastructure
Activities other than
Low/Moderate Income Housing
Benefit: 50000 Persons Assisted
7
Tenant Based
Rental Assistance
2020 2024 Affordable
Housing
City Wide
Programs
Tenant Based
Rental Assistance
HOME:
$273,387.76
Tenant-based rental assistance /
Rapid Rehousing: 60 Households
Assisted
8
Historic
Preservation
2020 2024 Non-Housing
Community
Development
City Wide
Programs
Historic
Preservation
CDBG:
$10,000.00
Public Facility or Infrastructure
Activities other than
Low/Moderate Income Housing
Benefit: 50000 Persons Assisted
9
Program
Administration -
CDBG
2020 2024 Oversight of the
CDBG Program
City Wide
Programs
Historic
Preservation
Park
Improvements
Senior Services
Street &
Sidewalk
Improvements
Youth Programs
CDBG:
$148,621.60
Other: 50000 Other
10
Program
Administration -
HOME
2020 2024 Administration
City Wide
Programs
First Time
Homebuyers
Housing
Rehabilitation
Tenant Based
Rental Assistance
HOME:
$497,850.26
Public service activities other
than Low/Moderate Income
Housing Benefit: 8000 Persons
Assisted
Annual Action Plan
2026
22
OMB Control No: 2506-0117 (exp. 09/30/2021)
Sort
Order
Goal Name
Start
Year
End
Year
Category
Geographic
Area
Needs Addressed
Funding
Goal Outcome Indicator
11
Housing
Acquisition and
Rehabilitation
2020 2024 Affordable
Housing
City Wide
Programs
Housing
Rehabilitation
HOME:
$74,677.00
Homeowner Housing Added: 2
Household Housing Unit
Table 6 – Goals Summary
Goal Descriptions
1
Goal Name
Senior Services
Goal
Description
The City's Office of Aging will be providing services to approximately 1,500 Senior Citizen residents within the City. The
Perth Amboy Office of Aging services the needs of the city residents 60 years of age and older with social, recreational,
wellness programs. and transportation is provided within the City limits. In addition, the Senior Service Center of the
Puerto Rican Association for Human Development, providing services to approximately 1,400 seniors, primarely Hispanic
within the City.
2
Goal Name
First Time Homebuyers
Goal
Description
First Time Homebuyers Funds are used to help low to moderate income City residents with down payment and closing
cost when purchasing their first home. FTHB grants will range from $10,000 to $14,000 based on individual financial
circumstances. In order to qualify for the grant, HUD income eligibility limits for household size must be met, and
monthly mortgage payments (principal + interest) must fall between 30%-45% of gross household monthly income. In
addition, education and awareness on lead risks and hazards will be provided to participants purchasing a home build
before 1978 in accordance with HUD's Lead Based Paint Safety regulations.
3
Goal Name
Recreation Seasonal Programs
Goal
Description
The Perth Amboy Office of Recreation offers a wide range of activities and services for residents of all ages and
capabilities. The Perth Amboy Office of Recreation's mission is to provide affordable leisure time activities in which city
residents can partake in.
Annual Action Plan
2026
23
OMB Control No: 2506-0117 (exp. 09/30/2021)
4
Goal Name
Youth Employment Program
Goal
Description
Perth Amboy Summer Youth Employment Program targets economically disadvantage or at risk residents between the
ages of 14 to 24 years old. The funds requested would allow the hiring of 140 candidates for employment within the
months of July and August. Additional candidates will be hired to work throughout the fiscal year at various Office of
Recreation programs.
5
Goal Name
Park Improvements
Goal
Description
Funds will be used to repair or improve a City park located in < 50% HMFI Census Tracts. In addition, the City's Royal
Garden Club will maintain 12 gardens City wide.
6
Goal Name
Street and Sidewalk Improvements
Goal
Description
Street and sidewalk improvements as per need. During this year Washington Street between Park Avenue and High
Street will be repaired.
7
Goal Name
Tenant Based Rental Assistance
Goal
Description
Tenant Based Rental Assistance addresses the rental affordability needs of low to moderate income Perth Amboy
residents. In addition, funds will be used to provide utility deposit assistance and assistance with utility arrears to
low/moderate income households that are relocating and do not have the means to cover the cost of the utility deposit.
PRAHD has successfully operated the program for the past 19 years, providing rental and utlitlity assistance security
deposit assistance to eligible city residents to maintain or secure affordable rental units and prevent homelessness. This
year we have allocted HOME funds to the Raritan Bay Area YMCA, the United Way of Central Jersey and the Jewish
Rennasance Foundation - Family Assistance Center. These four non-profit agencies will have access to the the County
and State of New Jersey's Homeless Management Information System (HMIS) to make sure TBRA assistance is not
duplicated. Having these local non-profits provide TBRA services helps to o reach a wider range of the most vulnerable at
risk of becoming homeless.
Annual Action Plan
2026
24
OMB Control No: 2506-0117 (exp. 09/30/2021)
8
Goal Name
Historic Preservation
Goal
Description
The Perth Amboy Historic Preservation Commission will be utilizing the funds to cover the costs associated with placing
architectural terra cotta structures in Perth Amboy on the New Jersey Register of Historic Places and the National
Register of Historic Places. The Historic Preservation Commission has applied to and received funding from the Middlesex
County Office of Arts to begin the process, these funds will cover cost to complete the project.
9
Goal Name
Program Administration - CDBG
Goal
Description
Oversight of the CDBG program.
10 Goal Name
Program Administration - HOME
Goal
Description
Provide oversight, planning and project management for HOME funded projects and programs.
11 Goal Name
Housing Acquisition and Rehabilitation
Goal
Description
Morris Habitat for Humanity is the CHDO that will construct a 100% affordable project at two existing vacant parcels on
99 and 101 Pearl Place to be sold to 2 low-moderate income families.
Annual Action Plan
2026
25
OMB Control No: 2506-0117 (exp. 09/30/2021)
Projects
AP-35 Projects – 91.220(d)
Introduction
CDBG funds will be used to support the following projects:
The City of Perth Amboy will recieve CDBG funding for the following City programs: Office on Aging
Senior Service Center; Recreational Seasonal programming; Summer Youth Employment Program; City
of Perth Amboy park improvements as well as improvements to City's roads and sidewalks and the City's
Royal Garden Club. In addition the following nonprofits will recieve CDBG funding: The City of Perth
Amboy Housing Authority, The Court Appointed Special Advocates, The Puerto Rican Association for
Human Development, The Jewish Rennaisance Foundation, Blessings from Above and The Raritan Bay
Area YMCA.
HOME funds wil be used to support the following projects:
The following nonprofit agencies will provide Tenant-Based Rental Assistance (TBRA), including
assistance for utility deposits and rent arrears: Puerto Rican Association for Human Development
(PRAHD), Raritan Bay Area YMCA, and Jewish Renaissance Foundation.
In addition, Morris Habitat for Humanity (CHDO) will receive 15% of HOME funding for the construction
of two single-family homes to be sold to low- and moderate-income families, with one of the homes
designated for a veteran homeowner.
Projects
#
Project Name
1 COPA Office on Aging
2 COPA Recreation Seasonal Program
3 COPA Youth Employment Program
4 YMCA Homeless Prevention Program (CSSP)
5 PA Housing Authority
6 Court Appointed Special Advocate Program
7 PRAHD Seniors Service Center
8 JRF Alternative Education Institute
9 COPA Royal Garden Club
10 Park Repairs/Improvements
11 Street and Sidewalk Improvements
Annual Action Plan
2026
26
OMB Control No: 2506-0117 (exp. 09/30/2021)
#
Project Name
12 CDBG Adminitration
13 PRAHD Tenant Based Rental Assistance Program
14 YMCA Tenant Based Rental Assistance Program
15 JRF Tenant Based Rental Assistance Program
16 Morris Habitat for Humanity
17 HOME Admid
18 Blessings from Above - Service for a Purpose
Table 7 - Project Information
Describe the reasons for allocation priorities and any obstacles to addressing underserved
needs
<div class="flex flex-col text-sm pb-25"><article class="text-token-text-primary w-full focus:outline-none
[--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--
shadow-height) has-data-writing-block:pt-(--shadow-height) [&:has([data-writing-block])>*]:pointer-
events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" tabindex="-1"
dir="auto" data-turn-id="request-WEB:a472329f-8e77-434f-b57c-03a1772803c9-3" data-
testid="conversation-turn-2" data-scroll-anchor="true" data-turn="assistant"><div class="text-base my-
auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm/main:[--thread-content-margin:--
spacing(6)] @w-lg/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)"><div
tabindex="-1" class="[--thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-
width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group/turn-messages focus-
visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn"><div class="flex max-w-full flex-
col grow"><div data-message-author-role="assistant" data-message-id="847ab8a0-0379-4de7-9d77-
acb8d4bde6b9" dir="auto" data-message-model-slug="gpt-5-2" class="min-h-8 text-message relative
flex w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&]:mt-
1"><div class="flex w-full flex-col gap-1 empty:hidden first:pt-[1px]"><div class="markdown prose
dark:prose-invert w-full wrap-break-word light markdown-new-styling"><p data-start="0" data-
end="258" data-is-last-node="" data-is-only-node="">There are no obstacles anticipated in addressing
the underserved needs identified in this plan. The City has the administrative capacity, community
partnerships, and available resources necessary to effectively implement the proposed activities and
programs.</p></div></div></div></div><div class="z-0 flex min-h-[46px] justify-start"></div><div
class="mt-3 w-full empty:hidden"><div class="text-
center"></div></div></div></div></article></div><div aria-hidden="true" data-edge="true"
class="pointer-events-none h-px w-px absolute bottom-0"></div>
Annual Action Plan
2026
27
OMB Control No: 2506-0117 (exp. 09/30/2021)
AP-38 Project Summary
Project Summary Information
Annual Action Plan
2026
28
OMB Control No: 2506-0117 (exp. 09/30/2021)
1
Project Name
COPA Office on Aging
Target Area
City Wide Programs
Goals Supported
Senior Services
Needs Addressed
Senior Services
Funding
CDBG: $80,000.00
Description
Funds will be used to support the City's Office on Aging which provides
daily meals, transportation, social services, activities/trips and a robust
wellness program for the elderly population throughout the City.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 1,200
Location Description
One Olive Street, Perth Amboy
Planned Activities
Daily meals, transportation, social services, activities/trips and a robust
wellness program for the elderly population throughout the City.
2
Project Name
COPA Recreation Seasonal Program
Target Area
City Wide Programs
Goals Supported
Recreation Seasonal Programs
Needs Addressed
Youth Programs
Funding
CDBG: $60,000.00
Description
The City of Perth Amboy Office of Recreation, Seasonal Program
provides affordable leisure time activities in which City residents can
partake. The program offers a wide selection of activities and services
for residents of all ages and capabilities.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 15,000 City residents will partake in the activities
scheduled through the year.
Location Description
Activities will take place at the various City Parks, Sport Complex, the
City's Waterfront and at various City Departments facilities.
Annual Action Plan
2026
29
OMB Control No: 2506-0117 (exp. 09/30/2021)
Planned Activities
The program offers a wide selection of activities and services for
residents of all ages and capabilities.
3
Project Name
COPA Youth Employment Program
Target Area
City Wide Programs
Goals Supported
Youth Employment Program
Needs Addressed
Job Training
Funding
CDBG: $80,000.00
Description
The City of Perth Amboy operates a Youth Employment Program for
low-moderate income and at risk residents between the ages of 16-24
years old. Program participants will be employed during the summer to
assist with the various City Departments.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 100 very low, low-moderate income and at risk
youth/residents between the ages of 16-24 years old.
Location Description
Program partiicpatns will be placed at various City Departments.
Planned Activities
Program participants will be employed during the summer to assist with
the various City Departments.
4
Project Name
YMCA Homeless Prevention Program (CSSP)
Target Area
City Wide Programs
Goals Supported
Needs Addressed
Housing Counseling
Funding
CDBG: $21,834.50
Description
The Center for Support, Success and Prosperity provides homeless
prevention and support services, including case management, system
navigation and tangible resources leading o permanent, adequate
housing.
Target Date
5/31/2027
Annual Action Plan
2026
30
OMB Control No: 2506-0117 (exp. 09/30/2021)
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 250 homeless or at risk to become homeless City
residents.
Location Description
392 Smith Street, Perth Amboy
Planned Activities
Homeless prevention services that include case management, system
navigation and tangible resources leading o permanent, adequate
housing.
5
Project Name
PA Housing Authority
Target Area
City Wide Programs
Goals Supported
Needs Addressed
Housing Counseling
Funding
CDBG: $21,834.50
Description
Housing Counseling and Credit Counseling Program is a community
based program for low-moderate income families seeking to purchase
an affordable home and to prepare them for the new challenges to
maintain the home. In addition, the program assists families maintain
rental housing, educate them on financial literacy and credit matters by
providing group and one-on-one counseling in English and Spanish.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 250 low to moderate income individuals and or families
will benefit from the program housing counseling and credit counseling
inforation.
Location Description
The PAHA is located at 881 Amboy Avenue, Perth Amboy, NJ 08861
Planned Activities
Housing Counseling and Credit Counseling for low-moderate income
families seeking to purchase an affordable home and to prepare them
for the new challenges to maintain the home. In addition, the program
assists families maintain rental housing, educate them on financial
literacy and credit matters by providing group and one-on-one
counseling in English and Spanish.
6
Project Name
Court Appointed Special Advocate Program
Target Area
City Wide Programs
Annual Action Plan
2026
31
OMB Control No: 2506-0117 (exp. 09/30/2021)
Goals Supported
Needs Addressed
Youth Programs
Funding
CDBG: $2,183,450.00
Description
Court Appointed Special Advocates (CASA) of Middlesex County is a non-
profit organization dedicated to serving abused and neglected children
who are living in out-of-home placements. In order to accomplish this
mission, CASA of Middlesex County recruits and trains volunteers to
advise the courts and to advocate for the children's best interests.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
The program will serve 20 children.
Location Description
City wide
Planned Activities
Program will serve abused and neglected children who are living in out-
of-home placements. In order to accomplish this mission, CASA of
Middlesex County recruits and trains volunteers to advise the courts and
to advocate for the children's best interests.
7
Project Name
PRAHD Seniors Service Center
Target Area
City Wide Programs
Goals Supported
Senior Services
Needs Addressed
Senior Services
Funding
CDBG: $21,834.50
Description
Provides services to seniors that help improve their mobility, access to
community services, and knowledge of potential assistance programs.
Services include medical transportation, counseling, language
translation, and information and referrals to services concerning
housing, health, immigration, social security, Medicare, etc.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Services will be provided to approximately 1200 Seniors, primarely
Hispanic Seniors who are residents of the City.
Annual Action Plan
2026
32
OMB Control No: 2506-0117 (exp. 09/30/2021)
Location Description
The Senior Service Center is located at 110 First Street, Perth Amboy.
Planned Activities
Services include transportation, counseling, language translation, and
information and referrals to services concerning housing, health,
immigration, social security, Medicare, etc.
8
Project Name
JRF Alternative Education Institute
Target Area
City Wide Programs
Goals Supported
Needs Addressed
Youth Programs
Funding
CDBG: $21,834.50
Description
The Jewish Renaissance Foundation (JRF) Alternative Education Institute
operates the much needed High School Equivalency (HSE) education
program and approximately 80-100 Spanish speaking teens and adults
per year participate. The program offers Spanish speaking individuals 18
and over obtain academic credentials, develop skills for work and life
and they assist them in securing sustainable jobs.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 25 individuals will benefit from this program supported
by these funds.
Location Description
The classess are offered on line or in person at their local facility.
Planned Activities
The program offers Spanish speaking individuals 14 and over obtain
academic credentials, develop skills for work and life and they assist
them in securing sustainable jobs.
9
Project Name
COPA Royal Garden Club
Target Area
City Wide Programs
Goals Supported
Historic Preservation
Needs Addressed
Historic Preservation
Funding
CDBG: $5,000.00
Annual Action Plan
2026
33
OMB Control No: 2506-0117 (exp. 09/30/2021)
Description
There are a total of 12 gardens in the City that the Royal Garden Club by
the Bay will maintain in the City by planting and maintaining the gardens
located in the following areas of the City: The Royal Governor's
Mansion Gardens - Kearny Avenue; Rose Garden at the Kearny Cottage -
Catalpa Avenue; the Veterans Memorial - Sadowski Parkway; Foch
Garden - Front Street; the Hummingbird Garden at the Gazebo -
Sadowski Parkway and High Street; Jackie's Garden at the Alexander
Jankowski Community Center - Olive Street; the Butterfly Garden - High
Street; Fragrance Garden at City Hall - High Street; Market Square
Garden - High Street; Rosemary's Garden - Kearny; the Ferry Slip - Front
Street.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 50,000 of City residence will enefit
Location Description
The Royal Governor's Mansion Gardens - Kearny Avenue; Rose Garden
at the Kearny Cottage - Catalpa Avenue; the Veterans Memorial -
Sodowski Parkway; Foch Garden - Front Street; the Hummingbird
Garden at the Gazebo - Sadowski Parkway and High Street; Jackie's
Garden at the Alexander Jankowski Community Center - Olive Street;
the Butterfly Garden - High Street; Fragrance Garden at City Hall - High
Street; Market Square Garden - High Street; Rosemary's Garden -
Kearny; the Ferry Slip - Front Street.
Planned Activities
In the 12 gardens in the City that the Royal Garden Club by the Bay will
do the planting and maintanance of the gardens located in the following
areas of the City: The Royal Governor's Mansion Gardens - Kearny
Avenue; Rose Garden at the Kearny Cottage - Catalpa Avenue; the
Veterans Memorial - Sodowski Parkway; Foch Garden - Front Street; the
Hummingbird Garden at the Gazebo - Sadowski Parkway and High
Street; Jackie's Garden at the Alexander Jankowski Community Center -
Olive Street; the Butterfly Garden - High Street; Fragrance Garden at
City Hall - High Street; Market Square Garden - High Street; Rosemary's
Garden - Kearny; the Ferry Slip - Front Street.
10 Project Name
Park Repairs/Improvements
Target Area
< 50% HMFI Census Tracts
Goals Supported
Park Improvements
Annual Action Plan
2026
34
OMB Control No: 2506-0117 (exp. 09/30/2021)
Needs Addressed
Park Improvements
Funding
CDBG: $100,000.00
Description
An assessment of which park will be improved/repaired will be
determined during this fiscal year based on the City's Low-Moderate
Income by Census Track map.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 50,000 City residents will be benefited with this activity.
Location Description
City Parks located in low to moderate income censcus tract.
Planned Activities
An assessment of which park will be improved/repaired will be
determined during this fiscal year based on the City's Low-Moderate
Income by Census Track map.
11 Project Name
Street and Sidewalk Improvements
Target Area
Goals Supported
Street and Sidewalk Improvements
Needs Addressed
Park Improvements
Funding
CDBG: $100,000.00
Description
Repairs and improvements to City streets and sidewalks located in low
to moderate income census tracts.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 50,000 City residents will benefit from this activity.
Location Description
City wide where needed in low to moderate income census tracts.
Planned Activities
Repairs and improvements of City streets and sidewalks located in low
to moderate income census tracts. The streets to be worked on has not
yet been determined.
12 Project Name
CDBG Adminitration
Target Area
Annual Action Plan
2026
35
OMB Control No: 2506-0117 (exp. 09/30/2021)
Goals Supported
Program Administration - CDBG
Needs Addressed
Senior Services
Youth Programs
Job Training
Park Improvements
Street & Sidewalk Improvements
Housing Counseling
Housing Rehabilitation
Funding
CDBG: $139,001.00
Description
Overall administration of the CDBG grant
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 50,000 City residents will benefit from this activity.
Location Description
Overall administration of the CDBG grant.
Planned Activities
Overall administration of the CDBG grant
13 Project Name
PRAHD Tenant Based Rental Assistance Program
Target Area
City Wide Programs
Goals Supported
Tenant Based Rental Assistance
Needs Addressed
Tenant Based Rental Assistance
Funding
HOME: $124,033.17
Description
Tenant Based Rental Assistance for very low, low/moderate income City
residents.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 15 qualifying City residents will benefit from this activity.
Location Description
City wide, however, the program is located at 100 First Street Perth
Amboy.
Annual Action Plan
2026
36
OMB Control No: 2506-0117 (exp. 09/30/2021)
Planned Activities
Provided rental assistance and utility assistance due to valid and verified
financial hardship to approximately 15 City residents.
14 Project Name
YMCA Tenant Based Rental Assistance Program
Target Area
City Wide Programs
Goals Supported
Tenant Based Rental Assistance
Needs Addressed
Tenant Based Rental Assistance
Funding
HOME: $124,033.17
Description
Tenant Based Rental Assistance to very low, low and moderate income
City residents.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 15 qualifying very low, low/moderate income City
residents will benefit by this activity.
Location Description
City wide, however, the program is located at 292 Smith Street, Perth
Amboy.
Planned Activities
Provide rent assistance and utility assistance to City residents with valid
financial hardships.
15 Project Name
JRF Tenant Based Rental Assistance Program
Target Area
City Wide Programs
Goals Supported
Tenant Based Rental Assistance
Needs Addressed
Funding
HOME: $124,033.17
Description
Provide Tenant Based Rental Assistance program to very low, low and
moderate income City residents who have encountered a valid financial
hardship.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 15 very low, low/moderate income City residents with a
valid financial hardship will benefit from this activity.
Annual Action Plan
2026
37
OMB Control No: 2506-0117 (exp. 09/30/2021)
Location Description
City wide, however, the program operates from 533 New Brunswick
Avenue, Perth Amboy.
Planned Activities
Provide rent and utility assistance to qualifying City residents with
valid/verified financial hardship.
16 Project Name
Morris Habitat for Humanity
Target Area
City Wide Programs
Goals Supported
Housing Acquisition and Rehabilitation
Needs Addressed
Housing Rehabilitation
Funding
HOME: $74,419.90
Description
Morris Habitat for Humanity is the CHDO that will constructs 100%
affordable 2 single family homes in 2 existing vacant parcels to be sold
to 2 low-moderate income families residents of the City of Perth Amboy,
one being a vet
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
2 income qualifying City residents/households. eran.
Location Description
Morris Habitat for Humanity is the CHDO that will constructs 100%
affordable 2 single family homes in 2 existing vacant parcels to be sold
to 2 low-moderate income families residents of the City of Perth Amboy,
one being a veteran.
Planned Activities
The aquisition of two (2) lots for the contruction of two (2) homes to be
sold to income qualifying families.
17 Project Name
HOME Admid
Target Area
Goals Supported
Program Administration - HOME
Needs Addressed
Funding
HOME: $49,613.26
Description
Overall administration of the HOME program
Target Date
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Estimate the number
and type of families
that will benefit from
the proposed
activities
Location Description
Overall administration of the HOME program
Planned Activities
Overall administration of the HOME program
18 Project Name
Blessings from Above - Service for a Purpose
Target Area
City Wide Programs
Goals Supported
Needs Addressed
Youth Programs
Job Training
Funding
CDBG: $21,834.50
Description
To empower individuals and families impacted by public system
injustices through advocacy, community networking and teaching
strategies to effectively navigate challenges.
Target Date
5/31/2027
Estimate the number
and type of families
that will benefit from
the proposed
activities
Approximately 40 Perth Amboy residents will recieve program services
and 120 Perth Amboy City residents would have participated in program
events.
Location Description
City wide, however the program opewrates out of partner City nonprofit
CBOs when providing program classes/sessions and events.
Planned Activities
Services for a Purpose offers a series of engaging workshops highlighting
not hust the importance of serving your community, but how serving
your community is essential to personal growth. In addition the
program organizes community events throughout the City.
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AP-50 Geographic Distribution – 91.220(f)
Description of the geographic areas of the entitlement (including areas of low-income and
minority concentration) where assistance will be directed
<div class="flex flex-col text-sm pb-25"><article class="text-token-text-primary w-full focus:outline-none
[--shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--
shadow-height) has-data-writing-block:pt-(--shadow-height) [&:has([data-writing-block])>*]:pointer-
events-auto scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" tabindex="-1"
dir="auto" data-turn-id="request-WEB:ac3cab16-b3ee-4379-980a-a35f47a46594-5" data-
testid="conversation-turn-2" data-scroll-anchor="true" data-turn="assistant"><div class="text-base my-
auto mx-auto pb-10 [--thread-content-margin:--spacing(4)] @w-sm/main:[--thread-content-margin:--
spacing(6)] @w-lg/main:[--thread-content-margin:--spacing(16)] px-(--thread-content-margin)"><div
tabindex="-1" class="[--thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-
width:48rem] mx-auto max-w-(--thread-content-max-width) flex-1 group/turn-messages focus-
visible:outline-hidden relative flex w-full min-w-0 flex-col agent-turn"><div class="flex max-w-full flex-
col grow"><div data-message-author-role="assistant" data-message-id="9ee1fc83-e101-45ca-877b-
9f63fab866cb" dir="auto" data-message-model-slug="gpt-5-2" class="min-h-8 text-message relative flex
w-full flex-col items-end gap-2 text-start break-words whitespace-normal [.text-message+&]:mt-1"><div
class="flex w-full flex-col gap-1 empty:hidden first:pt-[1px]"><div class="markdown prose dark:prose-
invert w-full wrap-break-word light markdown-new-styling"><p data-start="0" data-end="380" data-is-
last-node="" data-is-only-node="">The City will continue to utilize the most current Low- and Moderate-
Income (LMI) Summary Data at the U.S. Census Block Group level to determine and prioritize the
geographic allocation of funds. The City will rely on updated income data as released by the <span
class="hover:entity-accent entity-underline inline cursor-pointer align-baseline">U.S. Department of
Housing and Urban Development</span> for entitlement communities to ensure compliance and
accurate targeting of resources.</p></div></div></div></div><div class="z-0 flex min-h-[46px] justify-
start"></div><div class="mt-3 w-full empty:hidden"><div class="text-
center"></div></div></div></div></article></div><div aria-hidden="true" data-edge="true"
class="pointer-events-none h-px w-px absolute bottom-0"></div>
Geographic Distribution
Target Area
Percentage of Funds
Downtown Business District
5
City Wide Programs
80
< 50% HMFI Census Tracts
15
Table 8 - Geographic Distribution
Rationale for the priorities for allocating investments geographically
<div class="flex flex-col text-sm"><article class="text-token-text-primary w-full focus:outline-none [--
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shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-
height) has-data-writing-block:pt-(--shadow-height) [&:has([data-writing-block])>*]:pointer-events-auto
scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" tabindex="-1" dir="auto" data-turn-
id="request-WEB:515fab85-9f74-4c00-9c01-3753819aca63-6" data-testid="conversation-turn-2" data-
scroll-anchor="true" data-turn="assistant"><div class="text-base my-auto mx-auto pb-10 [--thread-
content-margin:--spacing(4)] @w-sm/main:[--thread-content-margin:--spacing(6)] @w-lg/main:[--
thread-content-margin:--spacing(16)] px-(--thread-content-margin)"><div tabindex="-1" class="[--
thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-width:48rem] mx-auto max-w-(--
thread-content-max-width) flex-1 group/turn-messages focus-visible:outline-hidden relative flex w-full
min-w-0 flex-col agent-turn"><div class="flex max-w-full flex-col grow"><div data-message-author-
role="assistant" data-message-id="4fdfec8f-e26e-41bd-8b77-ae4ce4b0cff5" dir="auto" data-message-
model-slug="gpt-5-2" class="min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start
break-words whitespace-normal [.text-message+&]:mt-1"><div class="flex w-full flex-col gap-1
empty:hidden first:pt-[1px]"><div class="markdown prose dark:prose-invert w-full wrap-break-word
light markdown-new-styling"><p data-start="0" data-end="291" data-is-last-node="" data-is-only-
node="">Funding was distributed based on documented community needs, the past performance and
track records of the organizations and City departments responsible for implementing the programs,
and the geographic targeting of activities within designated Low- and Moderate-Income (LMI) census
tracts.</p></div></div></div></div><div class="z-0 flex min-h-[46px] justify-start"></div><div class="mt-
3 w-full empty:hidden"><div class="text-center"></div></div></div></div></article></div><div aria-
hidden="true" data-edge="true" class="pointer-events-none h-px w-px absolute bottom-0"></div>
Discussion
The City allocated 80% of its funds on a citywide basis. A review of the City’s needs assessment, along
with an evaluation of organizational capacity, was conducted to guide the distribution of these
resources. As a result, 95% of the funds will be invested in facilities, programs, or housing units located
within Low-and Moderate-Income (LMI) census tracts, ensuring that resources are directed to areas
with the greatest identified need.
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Affordable Housing
AP-55 Affordable Housing – 91.220(g)
Introduction
City’s Affordable Housing Initiatives
1. PRAHD – Tenant Based Rental Assistance & Utility Program
Target: ~15 low/moderate income families
Services:
Back rent assistance due to hardshipSecurity deposit assistance to maintain or secure affordable
rental unitsUtility assistance
2. YMCA – CSSP
Target: Minimum 150 homeless or at-risk individuals
Permanent Housing Placement: 9 families
Services:
Care management including:Access to eligible benefitsReferrals for mental and physical health
careSubstance abuse treatmentDomestic violence supportJob readiness programsAssistance in
obtaining permanent affordable housingTenant Based Rental Assistance (TBRA) to ~30 low-
income families
3. United Way
Target: ~15 low-income families
Services:
Tenant Based Rental Assistance (TBRA)
4. JRF – Family Assistance Center
Target: ~15 low/moderate income families
Services Provided:
Back rent assistance due to hardshipSecurity deposit assistanceUtility assistanceAssistance to
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maintain or secure affordable rental units
5. Housing Authority
Target: ~200 City residents
Services:
Housing counselingCredit counseling
One Year Goals for the Number of Households to be Supported
Homeless
150
Non-Homeless
300
Special-Needs
0
Total
450
Table 9 - One Year Goals for Affordable Housing by Support Requirement
One Year Goals for the Number of Households Supported Through
Rental Assistance
45
The Production of New Units
2
Rehab of Existing Units
0
Acquisition of Existing Units
0
Total
47
Table 10 - One Year Goals for Affordable Housing by Support Type
Discussion
During the upcoming year, the City plans to assist and support approximately 450 households and
individuals through its affordable housing programs.
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AP-60 Public Housing – 91.220(h)
Introduction
<p data-start="152" data-end="429">As highlighted by income and demographic data in Perth Amboy,
there is a clear need for housing counseling and education in areas such as pre-purchase and post-
purchase guidance, financial literacy, credit education, and rental counseling—offered in both English
and Spanish.</p><p data-start="431" data-end="634">To address these needs, the City’s Office of
Housing and Social Services, in partnership with the Perth Amboy Housing Authority and The Puerto
Rican Associaiton for Human Development, The Raritan Bay Area YMCA, The Jewich Renaissance
Foundation, Blessings from Above and the Court Appointed Special Advocates provides comprehensive
education, housing placement and counseling programs. These include:</p><ul data-start="635" data-
end="883"><li data-start="691" data-end="734"><p data-start="693" data-end="734">Financial literacy
and credit education</p></li><li data-start="735" data-end="783"><p data-start="737" data-
end="783">Short- and long-term pre-purchase counseling</p></li><li data-start="784" data-
end="847"><p data-start="786" data-end="847">Post-purchase education and mortgage delinquency
prevention</p></li><li data-start="848" data-end="883"><p data-start="850" data-end="883">Tenant
Based Rental education and counseling</p></li></ul><p data-start="885" data-end="1129">In addition
to educational programs, the City has made substantial investments in the physical quality of housing.
Recently, residents of several City Housing Authority properties benefited from upgraded heating and
hot water systems.</p><p data-start="1131" data-end="1535">A nearly $1 million investment from the
City’s Housing Trust Fund—which collects fees from residential and nonresidential developers—was
used to make improvements across Dunlap Homes, Otlowski Gardens, Dzema Gardens, and Sofield
Gardens. Over the past three years, more than $4 million in development fees have been collected and
strategically reinvested into the city’s affordable housing initiatives.</p><p data-start="1537" data-
end="1967">The upgrades impacted 115 family units, improving the living conditions of 281 residents
while enhancing energy efficiency and lowering utility costs. At Dunlap Homes, seven buildings were
overhauled, benefiting 100 residents in 57 apartments. Similar improvements were completed at
Otlowski Gardens (67 residents), Dzema Gardens (58 residents), and Sofield Gardens (56 residents), all
completed before the start of winter 2023.</p><p data-start="1969" data-end="2292">By leveraging
redevelopment fees, the City is not only improving current housing stock but also building a sustainable
framework for future initiatives. These upgrades demonstrate a commitment to enhancing residents’
quality of life, reducing operational expenses, and strategically advancing Perth Amboy’s housing
goals.</p>
Actions planned during the next year to address the needs to public housing
<h3 data-start="119" data-end="158"><strong data-start="123" data-end="158">First-Time Homebuyer
Assistance</strong></h3><ul data-start="159" data-end="418"><li data-start="159" data-end="296"><p
data-start="161" data-end="296">The City’s Office of Housing and Social Services continue providing
low-to-moderate income families with grants for down payments. </p><ul data-start="159" data-
end="418"><li data-start="297" data-end="418"><p data-start="299" data-end="418">These grants are
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offered as second mortgages in the form of forgivable loans, making homeownership more
affordable.</p></li></ul><h3 data-start="420" data-end="473"><strong data-start="424" data-
end="473">Perth Amboy Housing Authority (PAHA) Services</strong></h3><p data-start="474" data-
end="543">PAHA will provide a variety of educational and counseling services</p></li></ul><ol data-
start="544" data-end="963"><li data-start="544" data-end="586"><p data-start="547" data-
end="586"><strong data-start="547" data-end="570">Homebuyer Education</strong> – 100
clients</p></li><li data-start="587" data-end="652"><p data-start="590" data-end="652"><strong data-
start="590" data-end="637">Financial Literacy Education and Counseling</strong> – 50
clients</p></li><li data-start="653" data-end="713"><p data-start="656" data-end="713"><strong data-
start="656" data-end="698">Post-Purchase Education and Counseling</strong> – 30 clients</p></li><li
data-start="714" data-end="842"><p data-start="717" data-end="780"><strong data-start="717" data-
end="755">One-on-One Pre-Purchase Counseling</strong> – 75 clients, including:</p><ul data-
start="784" data-end="842"><li data-start="784" data-end="812"><p data-start="786" data-
end="812">Credit repair assistance</p></li><li data-start="816" data-end="842"><p data-start="818"
data-end="842">Home purchase guidance</p></li></ul></li><li data-start="843" data-end="909"><p
data-start="846" data-end="909"><strong data-start="846" data-end="874">Home Purchase
Assistance</strong> – Assist 15 clients to buy homes</p></li><li data-start="910" data-end="963"><p
data-start="913" data-end="963">Rental Education and Counseling – 25 clients</p></li></ol><h3 data-
start="965" data-end="1010">Tenant-Based Rental Assistance (TBRA)</h3><ul data-start="1011" data-
end="1136"><li data-start="1011" data-end="1136"><p data-start="1013" data-end="1136">Provides
back rent and/or security deposit assistance to families or individuals experiencing valid financial
hardships.</p></li></ul>
Actions to encourage public housing residents to become more involved in management and
participate in homeownership
<h3 data-start="87" data-end="151"><strong data-start="91" data-end="151">Perth Amboy Housing
Authority Housing Counseling Program</strong></h3><ul data-start="152" data-end="664"><li data-
start="152" data-end="209"><p data-start="154" data-end="209"><strong data-start="154" data-
end="174">Target Audience:</strong> Low- and moderate-income families.</p></li><li data-
start="210" data-end="608"><p data-start="212" data-end="234"><strong data-start="212" data-
end="234">Services Provided:</strong></p><ul data-start="237" data-end="608"><li data-start="237"
data-end="323"><p data-start="239" data-end="323"><strong data-start="239" data-end="268">Home
Purchase Assistance:</strong> Guidance for families seeking to buy affordable homes.</p></li><li data-
start="326" data-end="409"><p data-start="328" data-end="409"><strong data-start="328" data-
end="355">Foreclosure Prevention:</strong> Support for homeowners at risk of losing their
homes.</p></li><li data-start="412" data-end="497"><p data-start="414" data-end="497"><strong
data-start="414" data-end="444">Rental Assistance Support:</strong> Help for tenants to find or
maintain rental housing.</p></li><li data-start="500" data-end="608"><p data-start="502" data-
end="608"><strong data-start="502" data-end="546">Financial Education & Credit
Counseling:</strong> Programs to improve financial literacy and credit
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management.</p></li></ul></li><li data-start="609" data-end="664"><p data-start="611" data-
end="664"><strong data-start="611" data-end="620">Goal:</strong> Assist <strong data-start="628"
data-end="642">10 clients</strong> in purchasing a home.</p></li></ul><h3 data-start="666" data-
end="696"><strong data-start="670" data-end="696">Workshops & Counseling</strong></h3><ul data-
start="697" data-end="900"><li data-start="697" data-end="781"><p data-start="699" data-
end="781"><strong data-start="699" data-end="734">First-Time Homebuyer Workshops:</strong>
Education sessions for prospective homeowners.</p></li><li data-start="782" data-end="900"><p data-
start="784" data-end="900"><strong data-start="784" data-end="822">Pre- and Post-Purchase
Counseling:</strong> Guidance both before and after home purchase to ensure success and
stability.</p></li></ul><h3 data-start="902" data-end="937"><strong data-start="906" data-
end="937">Morris Habitat for Humanity</strong></h3><ul data-start="938" data-end="1108"><li data-
start="938" data-end="1027"><p data-start="940" data-end="1027"><strong data-start="940" data-
end="952">Mission:</strong> Provide safe, decent, healthy, and affordable homeownership
opportunities.</p></li><li data-start="1028" data-end="1108"><p data-start="1030" data-
end="1108"><strong data-start="1030" data-end="1041">Target:</strong> Assist <strong data-
start="1049" data-end="1088">1 low- to moderate-income household</strong> with
homeownership.</p></li></ul>
If the PHA is designated as troubled, describe the manner in which financial assistance will be
provided or other assistance
<p data-start="0" data-end="340"><strong data-start="48" data-end="81">Perth Amboy Housing
Authority</strong> is considered to be operating without significant compliance or performance issues,
and it meets the standards set by HUD for management and financial stability. Being “not designated as
troubled” indicates that it has a good track record in areas such as:</p><ul data-start="342" data-
end="469"><li data-start="342" data-end="366"><p data-start="344" data-end="366">Financial
management</p></li><li data-start="367" data-end="403"><p data-start="369" data-
end="403">Physical condition of properties</p></li><li data-start="404" data-end="443"><p data-
start="406" data-end="443">Tenant services and occupancy rates</p></li><li data-start="444" data-
end="469"><p data-start="446" data-end="469">Regulatory compliance</p></li></ul><p data-
start="471" data-end="650">This status can impact funding eligibility and public perception positively,
as agencies not designated as troubled are generally trusted to manage housing programs
effectively.</p>
Discussion
<p data-start="144" data-end="413">The <strong data-start="148" data-end="196">Housing Authority
of the City of Perth Amboy</strong> is committed to assisting clients in meeting their housing needs.
Their programs go beyond helping individuals purchase homes—they also provide support throughout
the <strong data-start="364" data-end="401">pre- and post-home buying process</strong>,
including:</p><ul data-start="415" data-end="473"><li data-start="415" data-end="449"><p data-
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start="417" data-end="449">First-time homebuyer workshops</p></li><li data-start="450" data-
end="473"><p data-start="452" data-end="473">Homebuyer education</p></li></ul><p data-
start="475" data-end="614">For renters, the Housing Authority offers <strong data-start="517" data-
end="561">renter education and counseling programs</strong> to help residents make informed
housing decisions.</p><p data-start="616" data-end="823">Since 2001, the Housing Authority has
focused on helping families become less dependent on government assistance, guiding them toward
self-sufficiency, confidence, and success within the community.</p><h3 data-start="825" data-
end="860">Family Self-Sufficiency Program</h3><ul data-start="861" data-end="1169"><li data-
start="861" data-end="949"><p data-start="863" data-end="949">Open to all Perth Amboy Section 8
participants and Public Housing residents.</p></li><li data-start="950" data-end="1037"><p data-
start="952" data-end="1037">Past participants who did not fully utilize the program are welcome to
reapply.</p></li><li data-start="1038" data-end="1169"><p data-start="1040" data-end="1169">The
program emphasizes the importance of supportive services and community referrals to help families
achieve self-sufficiency.</p></li></ul><h3 data-start="1171" data-end="1191">Services
Offered</h3><ol data-start="1192" data-end="1506"><li data-start="1192" data-end="1216"><p data-
start="1195" data-end="1216">Case Management</p></li><li data-start="1217" data-end="1256"><p
data-start="1220" data-end="1256">Career Assessment and Planning</p></li><li data-start="1257"
data-end="1280"><p data-start="1260" data-end="1280">Resume Writing</p></li><li data-
start="1281" data-end="1309"><p data-start="1284" data-end="1309">Interviewing Skills</p></li><li
data-start="1310" data-end="1358"><p data-start="1313" data-end="1358">Education Referrals – ESL,
GED, College</p></li><li data-start="1359" data-end="1399"><p data-start="1362" data-
end="1399">One-Stop Resource Center Access</p></li><li data-start="1400" data-end="1453"><p data-
start="1403" data-end="1453">Homeownership Assistance – Credit counseling</p></li><li data-
start="1454" data-end="1479"><p data-start="1457" data-end="1479">Money Management</p></li><li
data-start="1480" data-end="1506"><p data-start="1483" data-end="1506">Budgeting
Support</p></li></ol><p data-start="1508" data-end="1671">These services are designed to empower
clients, improve financial literacy, and provide the tools needed to achieve stable housing and economic
independence.</p>
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AP-65 Homeless and Other Special Needs Activities – 91.220(i)
Introduction
In addition to the regular emergency shelters and “Code Blue” initiatives operated through the City’s
Department of Human Services, including the Office of Housing, three community-based agencies
provide emergency shelter and transitional housing to residents of Perth Amboy: Catholic Charities, the
Raritan Bay Area YMCA, which operates an emergency housing program for individuals experiencing
homelessness, Sheltered Hearts, a long-term transitional housing program for displaced women that
combines homelessness prevention with supportive services and the resently added, Hackensack
Meredian Housing Instability Program.
Based on the Community Needs Assessment, the City has identified strategic activities to assist the most
vulnerable qualifying populations. These activities were developed through analysis of housing and
shelter data, stakeholder feedback, current homelessness trends, and a review of service gaps.
After reviewing the gap analysis for shelter and affordable housing availability, as well as assessing local
capacity and other funding sources related to identified community needs, the City plans to allocate
$1,183,691.00 in HOME-ARP funding to acquire and rehabilitate a property to establish a non-
congregate shelter serving qualifying individuals and families experiencing homelessness.
Additionally, the City will allocate 5% of the grant, in the amount of $73,909.00, for capacity building to
a local nonprofit organization that supports the City’s efforts to end homelessness by providing
supportive services that help program participants achieve long-term self-sufficiency.
The City will allocate 15% of the total grant, or $221,724.00, for Administration and Planning activities.
Of this amount, 5% will be budgeted for planning activities prior to plan approval to complete the
HOME-ARP Allocation Plan. The remaining 10% will be used for administrative costs following HUD
approval of the plan. Administrative funds will primarily offset staff salaries and related costs necessary
to implement and manage the program for a total of $294,475.00.
Note: HOME funds will not be used to support ongoing operations of the proposed non-congregate
shelter.
Resently, The Hackensack Meridian Hospital (HMH) Housing Stability Program is a new initiative
designed to address housing instability in Woodbridge and Perth Amboy. Funded in FY 2026 state
appropriation, the HMH Housing Stability Program is designed to mitigate harmlessness and promote
long-term housing security for residents with low income. The program’s core mission is to provide a
structured pathway to stable housing by integrating direct financial assistance with case management
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and support services. The program will serve resident of Perth and Amboy and Woodbridge.
Describe the jurisdictions one-year goals and actions for reducing and ending homelessness
including
Reaching out to homeless persons (especially unsheltered persons) and assessing their
individual needs
<p data-start="129" data-end="734">The City, in collaboration with several nonprofit community
service organizations, participates in the annual Point-in-Time (PIT) survey of the homeless population.
This survey facilitates one-on-one dialogue between unsheltered individuals and the agencies
responsible for addressing their needs. It provides an accurate estimate of the City’s current homeless
population and helps guide planning efforts to reduce future homelessness.</p><p data-start="140"
data-end="253">2025 Point in Time Survey – On the night of January 28, 2025, the Point in Time (PIT)
Count found:</p><ul data-start="254" data-end="580"><li data-start="254" data-end="337"><p data-
start="256" data-end="337">402 households (622 individuals) experiencing homelessness in Middlesex
County.</p></li><li data-start="338" data-end="398"><p data-start="340" data-end="398">429
individuals were sheltered and 193 were unsheltered.</p></li><li data-start="399" data-end="490"><p
data-start="401" data-end="490">38% were victims of domestic violence and 27.8% were considered
chronically homeless.</p></li><li data-start="491" data-end="580"><p data-start="493" data-
end="580">Children made up 29% of the individuals counted. <span data-
state="closed"></span></p></li></ul><p data-start="582" data-end="710">This survey is the most
recent official point in time snapshot of homelessness in Middlesex County that’s publicly
reported.</p><p data-start="129" data-end="734"></p>
Addressing the emergency shelter and transitional housing needs of homeless persons
<div class="flex flex-col text-sm"><article class="text-token-text-primary w-full focus:outline-none [--
shadow-height:45px] has-data-writing-block:pointer-events-none has-data-writing-block:-mt-(--shadow-
height) has-data-writing-block:pt-(--shadow-height) [&:has([data-writing-block])>*]:pointer-events-auto
scroll-mt-[calc(var(--header-height)+min(200px,max(70px,20svh)))]" tabindex="-1" dir="auto" data-turn-
id="request-WEB:2ef5c1b4-4a22-4555-a793-a6269999d58b-2" data-testid="conversation-turn-2" data-
scroll-anchor="true" data-turn="assistant"><div class="text-base my-auto mx-auto pb-10 [--thread-
content-margin:--spacing(4)] @w-sm/main:[--thread-content-margin:--spacing(6)] @w-lg/main:[--
thread-content-margin:--spacing(16)] px-(--thread-content-margin)"><div tabindex="-1" class="[--
thread-content-max-width:40rem] @w-lg/main:[--thread-content-max-width:48rem] mx-auto max-w-(--
thread-content-max-width) flex-1 group/turn-messages focus-visible:outline-hidden relative flex w-full
min-w-0 flex-col agent-turn"><div class="flex max-w-full flex-col grow"><div data-message-author-
role="assistant" data-message-id="6b53fdc3-9aea-4fda-b47b-981d4dd466eb" dir="auto" data-message-
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model-slug="gpt-5-2" class="min-h-8 text-message relative flex w-full flex-col items-end gap-2 text-start
break-words whitespace-normal [.text-message+&]:mt-1"><div class="flex w-full flex-col gap-1
empty:hidden first:pt-[1px]"><div class="markdown prose dark:prose-invert w-full wrap-break-word
light markdown-new-styling"><p data-start="74" data-end="656" data-is-last-node="" data-is-only-
node="">The City will open several of its public facilities, including the Recreation and Senior Services
Center at One Olive Street, as emergency shelters when necessary during periods of extreme weather or
other urgent need. In addition, the Catholic Charities State Street Program provides 39 units of
transitional housing for single adults and administers 55 Single Room Occupancy (SRO) units and 11
studio apartments. These units offer affordable transitional and permanent housing options to meet the
needs of single, non-disabled individuals experiencing homelessness in Perth
Amboy.the</p></div></div></div></div><div class="z-0 flex min-h-[46px] justify-start"></div><div
class="mt-3 w-full empty:hidden"><div class="text-
center"></div></div></div></div></article></div><div aria-hidden="true" data-edge="true"
class="pointer-events-none h-px w-px absolute bottom-0"></div>
Helping homeless persons (especially chronically homeless individuals and families, families
with children, veterans and their families, and unaccompanied youth) make the transition to
permanent housing and independent living, including shortening the period of time that
individuals and families experience homelessness, facilitating access for homeless individuals
and families to affordable housing units, and preventing individuals and families who were
recently homeless from becoming homeless again
The City will continue supporting the Puerto Rican Association for Human Development (PRAHD) with its
Tenant Based Rental Assistance (TBRA) Program. This program helps cover security deposits and/or first-
month rent—often a barrier for individuals and families securing new housing. It also provides rental
assistance for households that have fallen behind on rent and may be at risk of eviction. By offering
these supports, the TBRA program helps people and families exit homelessness and prevents others
from becoming homeless. Additionally, PRAHD has been allocated extra HOME funding to provide utility
deposit assistance to low- and moderate-income households who are relocating and cannot afford the
initial cost of utilities.
Resently, The Hackensack Meridian Hospital (HMH) Housing Stability Program is a new initiative
designed to address housing instability in Woodbridge and Perth Amboy. Funded in FY 2026 state
appropriation, the HMH Housing Stability Program is designed to mitigate harmlessness and promote
long-term housing security for residents with low income. The program’s core mission is to provide a
structured pathway to stable housing by integrating direct financial assistance with case management
and support services.
The program will serve resident of Perth and Amboy and Woodbridge who need the following eligibility
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criteria:
Household income is a or below 50% of the Area Median Income (AMI)
The household is currently experiencing homelessness or I facing imminent risk of homelessness
due to significant financial strain.
The program will deliver a dual strategy of financial intervention and robust support services.
The program’s Rapid Re-Housing components provides up to $12,000 per household to help
individuals and families experiencing homeless secure permanent housing.
The program’s Eviction Prevention component provides up to $6,000 one-time to qualifying
households facing financial hardship.
All financial assistance is accompanied by comprehensive support from the Pro including
intensive case management, personalized stability plans, and a Mitigation Fund to address
critical needs like moving expenses and utility payment.
The program will operate under a robust governance model to ensure accountability and effective
resource allocation.
A dedicated team, including Housing Case Managers and Community Health Workers, will
manage all operational duties, client intake, and housing sase management and correction to
services. This team will be supervised by the HMH Housing Stability Coordinator.
The Community Advisory Committee is charged with strategic program oversight. The
Committee will review and vote for the approval or denial of all applications, based on
established criteria and documented need presented by program staff.
Helping low-income individuals and families avoid becoming homeless, especially extremely
low-income individuals and families and those who are: being discharged from publicly
funded institutions and systems of care (such as health care facilities, mental health facilities,
foster care and other youth facilities, and corrections programs and institutions); or, receiving
assistance from public or private agencies that address housing, health, social services,
employment, education, or youth needs.
<p data-start="103" data-end="509">The City provides support to low- and extremely low-income
families and individuals—especially those discharged from special care services—through a variety of
programs and partnerships with responsible agencies. These efforts include assistance for first-time
homebuyers, rental support, homeownership programs, and senior housing initiatives, all of which have
helped many residents avoid homelessness.</p><p data-start="511" data-end="865">Recently, funding
was awarded to the Morris Habitat for Humanity, which used HOME funds from the City to build two
single-family homes. These homes will be sold to low-income residents. The Office of Housing also
administers the First-Time Homebuyers Down Payment Assistance Program, further supporting
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residents in achieving homeownership.</p><p data-start="867" data-end="1422">Additionally, the
Puerto Rican Association for Human Development (PRAHD) provides the Tenant-Based Rental Assistance
Program, offering direct financial support to low- and moderate-income households that meet income
requirements. Residents can also access a range of support programs and services through the Perth
Amboy Recreation Department, the Perth Amboy Senior Citizens Resource Center, the PRAHD Multi-
Services Center, the Hispanic Senior Service Center, the Jewish Renaissance Foundation - Family
Assistance Center and the United Way of Central Jersey.</p>
Discussion
<p data-start="89" data-end="577">Together with its nonprofit partners, the City leverages its resources
to provide a comprehensive assistance and support programs for individuals and families at risk of
homelessness. These services take a holistic approach, helping clients secure stable housing while
addressing the underlying causes of their challenges. In addition, the City’s Human Services and Housing
Departments work closely with the Middlesex County Continuum of Care, 211 to coordinate resources
and support and the Homeless Management Information System (HMIS)</p><p data-start="63" data-
end="200">HMIS is a local information technology system used by organizations that serve people
experiencing homelessness. Its main purposes are to:</p><ul data-start="202" data-end="546"><li data-
start="202" data-end="289"><p data-start="204" data-end="289"><strong data-start="204" data-
end="230">Collect and store data</strong> on individuals and families accessing homeless
services.</p></li><li data-start="290" data-end="381"><p data-start="292" data-end="381"><strong
data-start="292" data-end="315">Track service usage</strong> across shelters, transitional housing,
and supportive programs.</p></li><li data-start="382" data-end="453"><p data-start="384" data-
end="453"><strong data-start="384" data-end="404">Generate reports</strong> for planning, funding,
and improving programs.</p></li><li data-start="454" data-end="546"><p data-start="456" data-
end="546"><strong data-start="456" data-end="475">Coordinate care</strong> among agencies to
prevent duplication and identify gaps in services.</p></li></ul><p data-start="548" data-
end="657">Essentially, HMIS helps communities understand homelessness trends and allocate
resources more effectively.</p><p data-start="89" data-end="577"></p>
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AP-75 Barriers to affordable housing – 91.220(j)
Introduction:
The communications and information system developed by the City is one of its strongest assets.
Pertinent departments within Perth Amboy collaborate to address the housing needs of residents, and
the City maintains strong working relationships with local non-profit community agencies.
Coordination of resources is a critical part of the City’s strategy to achieve affordable and supportive
housing goals. The City has prioritized leveraging existing programs—particularly the CDBG and HOME
programs—in conjunction with local health and welfare services. This coordination focuses these
agencies on providing the maximum number of affordable housing units for the residents most in need
of assistance. The HOME program, and to a lesser extent the CDBG program, provides a substantial
portion of the funding for housing activities.
To ensure structure and coordination across the City’s diverse affordable housing initiatives, housing
assistance programs, rehabilitation programs, and new construction efforts are managed through the
resources and oversight of the City’s OECD.
Additionally, the City has recently adopted a Housing Element and Fair Share Plan to address affordable
housing. This plan is currently under review by the courts.
The communications and information system that the City has developed is one of its strongest services.
All departments within Perth Amboy work towards solving the housing problems of the residents. The
City has strong working relationship with the non-profit community agencies as well.
Actions it planned to remove or ameliorate the negative effects of public policies that serve
as barriers to affordable housing such as land use controls, tax policies affecting land, zoning
ordinances, building codes, fees and charges, growth limitations, and policies affecting the
return on residential investment
<p data-start="150" data-end="425">The City supports and encourages affordable housing within the
existing regulatory framework. Its Department of Human Services, which includes the Office of Housing,
serves as the administering agency for local and state funds used to create and rehabilitate housing
units.</p><p data-start="427" data-end="943">The OECD continues to fund a variety of social service
agencies that address both housing and related support needs, including the Puerto Rican Association
for Human Development, the Department of Human Services, the Housing Authority, the Senior Citizens
Resource Center, the Office of Housing, Youth and Handicapped Recreation Programs, and Habitat for
Humanity. The Office of Housing also collaborates with local banks and the New Jersey Department of
Community Affairs to promote first-time homebuyer programs.</p><p data-start="945" data-
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end="1270">Additionally, the City’s ARPA funding for Community Aid allocates resources for
Homeownership Counseling through the Perth Amboy Housing Authority. This program helps low- and
moderate-income residents improve their financial literacy and management skills, while assisting
eligible participants in achieving homeownership.</p>
Discussion:
<p data-start="109" data-end="369">The City maintains a well-developed network of nonprofit service
agencies. All of the departments and agencies work in coordination, referring individuals to the
appropriate agency or department best equipped to address their specific housing or other needs.</p>
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AP-85 Other Actions – 91.220(k)
Introduction:
This section of the plan describes the jurisdiction’s planned actions to carry out the following strategies
outlined in the Consolidated Plan:
• Foster and maintain affordable housing
• Evaluate and reduce lead-based paint hazards
• Reduce the number of poverty-level families
Actions planned to address obstacles to meeting underserved needs
The City will continue partnering with the Perth Amboy Housing Authority and local non-profits to
address the needs of underserved members of the community. Ongoing communication with these
groups will ensure that the specific needs of their clientele are met effectively. In addition, the City will
support these organizations in securing Federal, State, and other funding to sustain programs that assist
low-income and underserved populations. While limited funding remains the primary obstacle to fully
addressing these needs, the City and its partners remain committed to exploring alternative funding
sources and developing innovative strategies to finance these essential programs.
Actions planned to foster and maintain affordable housing
The City of Perth Amboy has updated the housing element and Fair Share Plan of its Master Plan and will
continue collaborating with local agencies to provide affordable housing. During this fiscal year, Morris
Habitat for Humanity will offer safe, decent, and affordable homeownership opportunities to two low-
to moderate-income households. The Perth Amboy Housing Authority will provide counseling to public
housing residents to support their journey toward economic self-sufficiency. Additionally, the City’s
First-Time Homebuyer Program assists low- and moderate-income families in purchasing a home, with
participants required to engage in housing and credit counseling both before and after the home
purchase.
Actions planned to reduce lead-based paint hazards
<p data-start="61" data-end="213">All housing rehabilitation programs require testing for lead
contamination both before and after work is completed for structures built prior to 1978.</p><p data-
start="215" data-end="587">Additionally, the City of Perth Amboy’s First Time Home Buyers Program
includes a Lead-Based Paint Safety Program. This program provides visual paint assessments and, for
homes built before 1978, offers the option of paint testing. Assessments are conducted by trained and
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certified inspectors, and all program participants receive the Federal Lead Information Pamphlet.</p>
Actions planned to reduce the number of poverty-level families
<p data-start="150" data-end="436">The City is committed to meeting the needs of families living at or
below the poverty level. Through its targeted programs, the City reaches out to at-risk residents to
address critical issues, making essential needs such as housing, healthcare, education, and safety more
accessible.</p><p data-start="438" data-end="772">One of the most pressing challenges for these
households in the City of Perth Amboy is access to affordable housing. In FY 2024, the City will continue
funding projects that support the rehabilitation of existing housing for low- and very low-income
households, as well as the development and construction of new affordable housing.</p><p data-
start="774" data-end="1406">The Middlesex County Workforce Development Office in Perth Amboy
operates a Job Services Office, which helps households below the poverty line find and maintain
employment. The Perth Amboy Housing Authority serves as the primary agency providing affordable
housing for these households through a range of programs, including the Capital Fund Program, CIAP,
MROP, Public Housing Development, Comprehensive Grant Program, the Family Self-Sufficiency
Program, and the Youth Carpenter/Painter Apprenticeship Program. These programs offer both Public
Housing and Section 8 families access to educational and job training opportunities.</p><p data-
start="1408" data-end="1858">Additionally, the Office of Economic and Community Development
(OECD) collaborates with the Construction Industry Trade Union, inviting program participants and
residents to the annual Construction Industry Career Day. Attendees explore various construction
professions, learn about salaries, benefits, and educational opportunities, engage with numerous
construction-related exhibits and demonstrations, and enjoy a fun and informative experience.</p><p
data-start="1860" data-end="2159">Catholic Charities provides fifty-five (55) Single Room Occupancy
(SRO) units and administers eleven (11) studio apartments, two (2) one-bedroom apartments, and a
two-bedroom apartment for permanent housing. A single-family three-bedroom home is used as
transitional housing for three individuals.</p><p data-start="2161" data-end="2470">The Jewish
Renaissance Foundation’s Medical Care Center offers comprehensive health services for both insured
and uninsured residents on a sliding scale. This program has significantly improved the health and long-
term stability of families at risk of falling deeper into poverty due to medical crises.</p><p data-
start="2472" data-end="2660">The Puerto Rican Action Board, serving as the Community Action
Partnership for western Middlesex County, continues to provide weatherization and LIHEAP services to
Perth Amboy residents.</p><p data-start="2662" data-end="2931">All of these programs and agencies
are coordinated with additional service providers and programs that receive CDBG and HOME funding
through the City’s Office of Economic and Community Development, ensuring a comprehensive
approach to housing and supportive services.</p>
Actions planned to develop institutional structure
<p data-start="146" data-end="986">The <strong data-start="150" data-end="217">Perth Amboy Office
of Economic and Community Development (OECD)</strong> continues to coordinate the
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implementation of the City’s consolidated strategy and plan in close partnership with City departments
and a network of non-profit organizations serving Perth Amboy residents. The OECD provides ongoing
technical assistance and funding to key non-profits, including the <strong data-start="515" data-
end="565">Puerto Rican Association for Human Development</strong>, <strong data-start="567" data-
end="588">Office of Housing</strong>, <strong data-start="590" data-end="623">Jewish Renaissance
Foundation</strong>, and the <strong data-start="633" data-end="674">City of Perth Amboy Housing
Authority</strong>. Additional organizations, such as the <strong data-start="714" data-
end="722">YMCA</strong> and <strong data-start="727" data-end="764">Court Appointed Special
Advocates</strong>, also receive technical support and potential financial assistance when resources
allow. Regular dialogue with all non-profits ensures that both individual organizational needs and
broader City priorities are addressed.</p><p data-start="988" data-end="1399">Several City
departments play a critical role in executing the strategy and the Annual Action Plan, including the
<strong data-start="1102" data-end="1132">Department of Public Works</strong>, <strong data-
start="1134" data-end="1166">Department of Human Services</strong>, and the <strong data-
start="1176" data-end="1186">Police</strong> and <strong data-start="1191" data-end="1211">Fire
Departments</strong>. For FY 2023 and FY 2024, non-profits will receive funding from the <strong data-
start="1280" data-end="1329">American Rescue Plan Act (ARPA) Community Aid</strong> program to
continue providing essential services to City residents.</p><p data-start="1401" data-end="1842">The
City also collaborates closely with local financial and private institutions to implement the Annual Action
Plan. With a variety of financial institutions based in Perth Amboy, their involvement—both financial
and technical—is essential for developing and supporting specific projects under the Consolidated Plan.
The City remains committed to working with private organizations to advance housing and economic
development initiatives.</p>
Actions planned to enhance coordination between public and private housing and social
service agencies
<p data-start="106" data-end="582">The OECD will continue to coordinate and provide technical
assistance and funding to both public and private housing and social service agencies. Ongoing dialogue
with all non-profits ensures that the unique needs of each organization, as well as the broader needs of
the City, are addressed. The City and its affiliates regularly meet to share resources, exchange insights,
and gather continuous feedback, fostering collaboration that helps all parties achieve their goals.</p>
Discussion:
The City has fostered a culture of collaboration among its agencies, partner organizations, and residents,
leading to tangible benefits such as enhanced services, expanded assistance, and an overall
improvement in quality of life. Strong institutional structures and coordinated efforts are essential to
effectively delivering services, particularly to vulnerable populations. Addressing lead-based paint
hazards—a serious health concern—is a key component of the City’s broader initiatives to provide safe
and affordable housing for all residents.
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Program Specific Requirements
AP-90 Program Specific Requirements – 91.220(l)(1,2,4)
Introduction:
The City seeks to maximize the impact of available funding by leveraging its other resources and
matching funds and by following guidelines to ensure it serves the targeted needs. The only CDBG funds
being used this year are those that have been allocated through our current grant agreement. A total of
80% of CDBG funding is allocated for activities that benefit persons of low and moderate incomes.
Approximately $1,296,000 was leveraged as matching funds from both CDBG and HOME programs. All
guideline requirements for CDBG and HOME funds were met and the City uses appropriate management
practices in leveraging both CDBG and HOME funds.
Community Development Block Grant Program (CDBG)
Reference 24 CFR 91.220(l)(1)
Projects planned with all CDBG funds expected to be available during the year are identified in the
Projects Table. The following identifies program income that is available for use that is included in
projects to be carried out.
1. The total amount of program income that will have been received before the start of the next
program year and that has not yet been reprogrammed
0
2. The amount of proceeds from section 108 loan guarantees that will be used during the year to
address the priority needs and specific objectives identified in the grantee's strategic plan.
0
3. The amount of surplus funds from urban renewal settlements
0
4. The amount of any grant funds returned to the line of credit for which the planned use has not
been included in a prior statement or plan
0
5. The amount of income from float-funded activities
0
Total Program Income:
0
Other CDBG Requirements
1. The amount of urgent need activities
0
2. The estimated percentage of CDBG funds that will be used for activities that
benefit persons of low and moderate income.Overall Benefit - A consecutive period
of one, two or three years may be used to determine that a minimum overall
benefit of 70% of CDBG funds is used to benefit persons of low and moderate
income. Specify the years covered that include this Annual Action Plan.
80.00%
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HOME Investment Partnership Program (HOME)
Reference 24 CFR 91.220(l)(2)
1. A description of other forms of investment being used beyond those identified in Section 92.205 is
as follows:
The City will not utilize any forms of assistance not identified in Section 92.205(b).
2. A description of the guidelines that will be used for resale or recapture of HOME funds when used
for homebuyer activities as required in 92.254, is as follows:
<hr data-start="151" data-end="154" /><p data-start="156" data-end="396">During this fiscal year,
local nonprofit organizations, including subgrantees and recipients of CDBG funding, were directed
to apply for assistance through the American Rescue Plan Act (ARPA) Community Aid program in lieu
of CDBG funding.</p><p data-start="398" data-end="791">The Office of Housing (OOH), however,
maintains established guidelines governing the resale and recapture of HOME funds when used for
homebuyer activities. These provisions ensure that the City’s HOME Program recoups all or a
portion of the HOME assistance provided to a homebuyer if the property does not remain the
family’s principal residence for the duration of the affordability period.</p><p data-start="793"
data-end="1191">During this period, the homeowner may sell the property to another low-income
household, defined as a household with income at or below 80 percent of the Area Median Income
(AMI). OOH determines a fair return on the original investment of the low-income homebuyer by
measuring changes in median home sale prices within the area over the period of ownership, as
supported by a completed appraisal.</p><p data-start="1193" data-end="1601">The City’s
methodology for calculating a fair return ensures that, if net proceeds from the sale are insufficient
to fully recapture the HOME investment—while also allowing the homeowner to recover their
original down payment and the value of any eligible capital improvements made to the property—
then the remaining balance of the HOME loan will be forgiven in accordance with the City’s
Recapture Policy.</p><p data-start="1603" data-end="1766">Net proceeds are defined as the sales
price minus any non-HOME loan repayments and closing costs. This amount represents the
maximum that the City may recapture.</p><p data-start="1768" data-end="2103">The City also
maintains recapture provisions for properties undergoing foreclosure. In such cases, OOH will
enforce its recapture agreement to the extent permitted by available net proceeds. If the
foreclosure sale does not generate sufficient net proceeds to recover the full HOME investment, the
remaining balance will be forgiven.</p>
3. A description of the guidelines for resale or recapture that ensures the affordability of units acquired
with HOME funds? See 24 CFR 92.254(a)(4) are as follows:
<p data-start="149" data-end="545">The Office of Housing (OOH) has established guidelines for the
resale and recapture of HOME funds when used for homebuyer activities. The City’s resale and
recapture provisions ensure that the HOME Program recoups all or a portion of the HOME
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assistance provided to the homebuyer if the housing does not remain the principal residence of the
family throughout the required affordability period.</p><p data-start="547" data-
end="731">Homeowners may sell the property to another low-income household—defined as a
household at or below 80 percent of the Area Median Income (AMI)—during the entire affordability
period.</p><p data-start="733" data-end="1362">OOH determines a fair return on the original
investment of the low-income homebuyer by evaluating the change in median home sale prices in
the area over the period of ownership, as supported by a completed appraisal. The basis for
calculating a fair return provides that, if the net proceeds from the sale are insufficient to fully
recapture the HOME investment while also allowing the homeowner to recover their initial down
payment and the value of any capital improvements made to the structure or fixtures since
purchase, the City will forgive the remaining balance of the HOME loan in accordance with its
Recapture Policy.</p><p data-start="1364" data-end="1545">Net proceeds are defined as the sales
price minus superior (non-HOME) loan repayments and applicable closing costs. This amount
represents the maximum that the City may recapture.</p><p data-start="1547" data-
end="1912">The City also maintains recapture provisions for properties undergoing foreclosure. In
such cases, OOH will enforce its recapture agreement to the extent that net proceeds are available.
If the foreclosure sale does not generate sufficient net proceeds to fully recapture the HOME
investment, the remaining balance will be forgiven in accordance with City policy.</p>
4. Plans for using HOME funds to refinance existing debt secured by multifamily housing that is
rehabilitated with HOME funds along with a description of the refinancing guidelines required that
will be used under 24 CFR 92.206(b), are as follows:
There are currently no plans for using HOME funds to refinance existing debt secured by multifamily
housing that is rehabilitated with HOME funds. However, there are guidelines for using HOME funds
in this manner. These guidelines require:
• A verification that rehabilitation is the primary activity for HOME funds and ensure that
requirements for a minimum level of rehabilitation per unit or a ratio between rehab and
refinancing is met.
• A management practices review to ensure that disinvestment in the property has not occurred,
that the long term needs of the project have been met, and that the feasibility of serving the
targeted population over an extended affordability period can be demonstrated.
• A statement whether the new investment is being made to maintain current affordable units and
create additional affordable units, or both.
• Specification about the required period of affordability, whether it is minimum 15 years or longer.
• Specification whether HOME investment is being used citywide or is geographically limited.
• A statement that HOME funds cannot be used to refinance multifamily loans made or insured by
any federal programs including CDBG.
5. If applicable to a planned HOME TBRA activity, a description of the preference for persons with
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special needs or disabilities. (See 24 CFR 92.209(c)(2)(i) and CFR 91.220(l)(2)(vii)).
HOME TBRA Activity – Preference for Persons with Disabilities
In accordance with U.S. Department of Housing and Urban Development regulations at 24 CFR
92.209(c)(2)(ii) and 24 CFR 91.220(l)(2)(vii), the City has established a preference within its HOME
Tenant-Based Rental Assistance (TBRA) program for individuals with disabilities, specifically persons
diagnosed with HIV/AIDS and individuals with chronic mental illness.
The City has identified a significant gap in housing stability and supportive services for these
populations. Persons with HIV/AIDS and chronic mental illness experience disproportionately high
rates of housing instability, extremely low incomes, and barriers to accessing safe, affordable
housing. These individuals often rely on fixed disability benefits that are insufficient to compete in
the private rental market. Additionally, stigma and discrimination further limit housing
opportunities, increasing the risk of homelessness or institutionalization.
While mainstream housing assistance programs serve low- and moderate-income households
broadly, data from local service providers indicate that persons with HIV/AIDS and chronic mental
illness remain underserved relative to their level of need. Many individuals in this population face
long waiting lists for rental assistance and encounter challenges in maintaining stable housing
without targeted intervention. As a result, there exists a measurable gap between the housing
benefits and supportive services available to these individuals and those available to the general
low-income population.
The establishment of this preference is necessary to narrow that gap in benefits and services. By
prioritizing TBRA assistance for persons with HIV/AIDS and chronic mental illness, the City aims to:
Reduce homelessness and the risk of institutional placement; Increase access to stable, permanent
housing in integrated community settings; Improve health outcomes and continuity of care;
Promote housing stability that enables participation in supportive services and treatment programs.
The preference does not limit eligibility but ensures that those with the greatest demonstrated need
receive timely assistance. The TBRA assistance will be coordinated with local health and human
service providers to ensure that housing support is paired with appropriate supportive services,
thereby maximizing long-term housing retention and self-sufficiency.
This targeted approach is consistent with federal HOME regulations and is designed to affirmatively
further fair housing while addressing documented disparities in access to housing resources among
persons with specific disabling conditions.
6. If applicable to a planned HOME TBRA activity, a description of how the preference for a specific
category of individuals with disabilities (e.g. persons with HIV/AIDS or chronic mental illness) will
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narrow the gap in benefits and the preference is needed to narrow the gap in benefits and services
received by such persons. (See 24 CFR 92.209(c)(2)(ii) and 91.220(l)(2)(vii)).
HOME TBRA Activity – Preference for a Specific Category of Individuals with Disabilities
Pursuant to 24 CFR 92.209 and 24 CFR 91.220, the City establishes a preference within its HOME
Tenant-Based Rental Assistance (TBRA) program for persons with specific categories of disabilities,
including but not limited to persons living with HIV/AIDS and persons with chronic mental illness.
Demonstrated Need and Service Gap - Individuals within these disability categories experience
disproportionately high rates of housing instability, homelessness, unemployment, and extremely
low incomes. Persons living with HIV/AIDS often face ongoing medical expenses, stigma, and
episodic employment interruptions that significantly limit their ability to secure and maintain safe,
stable housing. Similarly, individuals with chronic mental illness frequently encounter barriers such
as limited income, difficulty navigating the private rental market, discrimination, and the need for
supportive services that are not readily accessible without stable housing. While federal and state
programs such as the Housing Opportunities for Persons with AIDS (HOPWA) program provide
housing assistance, available resources are limited and do not meet the full demand within the
jurisdiction. Likewise, supportive housing resources for persons with chronic mental illness are
insufficient relative to need, resulting in extended waitlists and continued housing instability for
many eligible individuals.
How the Preference Narrows the Gap - The HOME TBRA preference is necessary to narrow the gap
in benefits and services received by these populations in the following ways: 1. Stabilization and
Continuity of Care – Stable housing serves as a foundation for improved health outcomes and
service engagement. For persons with HIV/AIDS and chronic mental illness, rental assistance reduces
housing cost burden and prevents homelessness, thereby supporting adherence to medical
treatment and participation in supportive services. 2. Reduction of Disproportionate Housing
Burden – Data indicates that individuals in these disability categories are more likely to be extremely
low-income and rent-burdened. The TBRA preference directly addresses this disparity by reducing
rent-to-income ratios to affordable levels. 3. Coordination with Service Providers – The City will
coordinate with local health agencies, behavioral health providers, and nonprofit organizations to
ensure referrals are made to eligible individuals most in need. This coordinated approach
strengthens service delivery and ensures that housing assistance complements supportive services.
Compliance and Fair Housing Considerations - The preference is designed to address documented
unmet housing needs among a specific subpopulation of persons with disabilities and does not
exclude other eligible persons with disabilities from participation in the HOME TBRA program. The
preference is implemented in a manner consistent with fair housing requirements and civil rights
protections.
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OMB Control No: 2506-0117 (exp. 09/30/2021)
7. If applicable, a description of any preference or limitation for rental housing projects. (See 24 CFR
92.253(d)(3) and CFR 91.220(l)(2)(vii)). Note: Preferences cannot be administered in a manner that
limits the opportunities of persons on any basis prohibited by the laws listed under 24 CFR 5.105(a).
Preference or Limitation for Rental Housing Projects - The City does not establish residency-based
or other restrictive preferences that would violate federal fair housing requirements. However, for
certain HOME-assisted rental housing projects funded under the HOME Investment Partnerships
Program, the City may establish limited preferences consistent with 24 CFR 92.253(d)(3) and 24 CFR
91.220(l)(2)(vii), provided such preferences are necessary to address documented housing needs
and are implemented in compliance with all applicable civil rights requirements. Any preference
adopted will be based on objective, documented housing needs identified in the Consolidated Plan,
such as: Extremely low-income households (≤30% AMI); Persons experiencing homelessness;
Persons with disabilities; Elderly households; Victims of domestic violence; Households displaced
due to natural disaster or government action.
Preferences will be structured to expand access to housing for underserved populations and to
narrow gaps in benefits and services. Under no circumstances will preferences be administered in a
manner that limits housing opportunities on the basis of race, color, national origin, religion, sex
(including gender identity and sexual orientation), familial status, or disability, consistent with the
nondiscrimination and equal opportunity provisions at 24 CFR 5.105(a) and the Fair Housing Act.
Any project-specific occupancy preference will be clearly described in the written tenant selection
plan and applied uniformly and consistently. Marketing and outreach efforts will affirmatively
further fair housing by ensuring that eligible households in protected classes are informed of
available units and have equal opportunity to apply.
The City will monitor owners and property managers of HOME-assisted rental projects to ensure
compliance with tenant selection procedures, nondiscrimination requirements, and applicable
affordability and income targeting standards.
The City has been following the appropriate management practices for CDBG and HOME funds.
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James Cryan
Business Administrator · City of Perth Amboy
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Director · Office of Economic and Community Development
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Timeline
First Discovered
May 14, 2026
Last Info Update
May 14, 2026
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